Inflação

Inflation in the United States was higher than expected in January, raising concerns about the Federal Reserve's (Fed) monetary policy and affecting the cryptocurrency market. The consumer price index (CPI) rose 0.3% in January compared to December, exceeding the median projection of 0.2%. In the annual comparison, the CPI increased 3.1%, slowing from 3.4% in December, but above the 2.9% expected. The core CPI, which excludes volatile food and energy prices, was also above estimates, with an increase of 0.4% in the monthly comparison and 3.9% in the annual comparison, repeating the December variation. The data shows that inflation in the US remains resilient, even with the coronavirus pandemic and the fiscal and monetary stimulus measures adopted by the government and the Fed. Higher inflation in the US reduces the chances of an interest rate cut by the Fed, which has maintained the base rate between 5.25% and 5.50% per year since mid-2023. The Fed has stated that it needs more evidence that inflation is under control before starting a cycle of monetary easing. However, some analysts believe that the Fed may be forced to act sooner if inflation continues to surprise positively. The US inflation scenario has a direct impact on the cryptocurrency market, which is considered by many investors as a form of protection. against the loss of purchasing power of fiat currencies. Cryptocurrencies, especially Bitcoin ($BTC ), have a deflationary nature, as they have a limited supply and cannot be issued arbitrarily by governments. However, cryptocurrencies are also sensitive to expectations about interest rates in the US, as a higher rate A rise makes the dollar more attractive and reduces demand for alternative assets. Additionally, a higher rate increases the opportunity cost of investing in cryptocurrencies, which do not pay interest or dividends.In this sense, higher inflation in the US in January caused a drop in the main cryptocurrencies, which were already coming from a negative performance in 2023. Bitcoin, the largest and most popular cryptocurrency, fell 5% this Tuesday, February 13, and accumulates a loss of 15% for the year. Other cryptocurrencies, such as Ethereum ($ETH ), Ripple and Litecoin, also recorded significant drops. We expect US inflation to stabilize in the coming months, allowing the Fed to maintain its accommodative stance and cryptocurrencies to regain their luster as a store of value. However, the risk of persistent inflation and a change in the Fed's monetary policy remains on the radar, potentially bringing more volatility and uncertainty to the cryptocurrency market. Did you like this article? So don't waste time LIKE and subscribe to BITCRYPTO, your definitive guide to the world of cryptocurrencies.#Write2Earn #BTC #ETH #inflação

The real, Brazil's official currency, is facing a serious economic and social crisis, with accumulated inflation of 700% in the last four years, according to the Brazilian Institute of Geography and Statistics (IBGE). This situation has affected the purchasing power of Brazilians, who see their salaries and savings lose value every day. Since its creation, the Real has suffered a strong devaluation and loss of purchasing power, caused by inflation of more than 677.50% in last four years. Therefore, R$ 1.00 from 1994 is currently worth only R$ 0.12 and R$ 100.00 from 1994 is currently worth only R$ 12.00. Given this scenario, many Brazilians have been looking for alternatives to preserve their assets and carry out financial transactions. One of them is the digital economy, which offers solutions based on technologies such as blockchain, cryptocurrencies, fintechs and payment applications. According to data from the Brazilian Association of Cryptoeconomics (ABCripto), the number of investors in cryptocurrencies in Brazil jumped from 1.4 million in 2019 to 8.6 million in 2023, a growth of more than 500%. Furthermore, the volume traded on crypto platforms in the country exceeded R$ 100 billion in 2023, an increase of 250% compared to 2019. Cryptocurrencies, such as bitcoin, ethereum and tether, are digital assets that function as a medium of exchange , store of value and unit of account, without depending on intermediaries such as banks or governments. They are protected by cryptography and registered on a decentralized computer network, called blockchain, which guarantees their security, transparency and immutability. For Brazilians, cryptocurrencies represent a way to escape inflation, diversify their investments and have more financial freedom. Furthermore, they allow for faster, cheaper and more global transactions, without bureaucracy or restrictions. Another trend that has gained strength in Brazil is the use of fintechs and payment applications, which offer digital financial services, such as accounts, cards, loans, insurance, investments and transfers. These platforms stand out for their practicality, convenience, cost-benefit and innovation. According to the Fintech Mining Report 2023, prepared by Distrito, there are 1,038 fintechs in Brazil, a growth of 34% compared to 2019. Together, they generated R$ 230 billion in 2023, an increase of 180% compared to 2019. Furthermore, they served more than 100 million customers in the country, an increase of 150% compared to 2019. Fintechs and payment applications, such as Nubank, PicPay , Mercado Pago and PagSeguro, have benefited from the digitalization of Brazilians' consumption habits, especially after the Covid-19 pandemic, which accelerated the adoption of online solutions. They have also taken advantage of the opening of the Brazilian financial market, with initiatives such as open banking and PIX, which encourage competition, inclusion and innovation. The real, Brazil's official currency, is heading towards the digital economy, experiencing inflation of 700% that eroded purchasing power. This is the reality of millions of Brazilians who are looking for new ways to deal with their financial resources in a scenario of uncertainty and instability. The digital economy emerges as an alternative to face the challenges and opportunities of the 21st century. Was this article useful to you? If so, leave your LIKE and subscribe to BITCRYPTO, your news portal about the world of cryptocurrencies.#Write2Earn #inflação #brl #bullmarket