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Over 5 Million Wallets Hold Less Than 1,000 XRP – What This Means for Regular Buyers

According to the latest data from the XRP Rich List, most people holding XRP don't actually have that much. Out of around 6.48 million active XRP wallets, more than 5 million have 500 XRP or less. This supports what market analysts like Farina have been saying: most XRP is held by small, everyday investors.

The Numbers Show Who’s Holding XRP

Here’s a quick look at how XRP is distributed across wallets:

About 2.73 million wallets have between 0 and 20 XRP – that’s 42.2% of all wallets.

Around 2.52 million wallets hold between 20 and 500 XRP – another 38.85%.

So, over 81% of wallets have less than 500 XRP each. This means most XRP holders are retail investors, not big players. XRP is still relatively affordable, but this might not last forever.

Is 1,000 XRP the New Psychological Milestone?

As XRP’s price continues to rise, getting your hands on 1,000 XRP might become too expensive for many. Some in the community compare this to Bitcoin’s early days, where small holdings eventually became valuable.

There’s even a growing belief among XRP fans that owning 1,000 XRP could be life-changing. One analyst boldly said it might be “enough for a free life” by 2029—if prices hit sky-high targets.

Future Price Predictions: From Hopeful to Highly Skeptical

There’s no shortage of bold price forecasts for XRP:

Analyst Javon Marks predicts XRP could hit $123—possibly within a year.

Telegaon’s team expects a more modest $100, but not until 2040.

CryptoGuard’s COO, Matthew Brienen, believes XRP could reach $1,000 by 2035.

But not everyone’s buying into the hype. Financial analyst Rajat Soni thinks these numbers are far-fetched, calling the $100 target “mental gymnastics.”

Final Take: What Does This Mean for You?

With over 5 million wallets holding less than 1,000 XRP, it’s clear there’s a lot of interest but also caution. Most investors are dipping their toes in—not diving headfirst.

While owning 1,000 XRP might sound like a solid goal, whether it pays off depends on market trends, regulations, and how widely XRP is used. Like always, do your own research and never invest more than you’re willing to lose.

Disclaimer: This content is for informational purposes only. It’s not financial advice. All opinions belong to the analysts mentioned. Make sure to do your own research before investing. The Crypto Basic is not responsible for any financial decisions you make.
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