DinheiroDigital

🏦 #CBDCs101: What are Central Bank Digital Currencies?

The central banks of various countries are testing and launching the so-called CBDCs — digital currencies issued and guaranteed by the government.

📌 What are CBDCs?
🔹 Digital versions of a country's official currency (dollar, euro, real, etc.)
🔹 Issued by central banks, with legal tender, 100% backed by physical cash
🔹 Objective: modernize the financial system, increase efficiency and security

💡 Why does this matter?
🔸 Faster, more transparent, and secure transactions
🔸 Possible simplification in international remittances
🔸 Monitoring against money laundering
🔸 Expanded financial access (banking inclusion)

⚠️ What may generate controversy:
❌ Privacy concerns: you and the government would not be as anonymous
❌ Risks of surveillance or monetary control of individuals
❌ Technology still in development and regulatory uncertainties

📲 Many projects are in pilot phase:
🔸 China (e-CNY already in testing)
🔸 EU (digital euro under discussion)
🔸 Brazil (digital real under study)
🔸 USA, Canada, Japan, and others — all looking towards the digital future

➡️ CBDCs could transform the way we use money — but they also raise debates about privacy, control, and freedom.

#CBDCs101 #FuturoFinanceiro #DinheiroDigital #Web3Consciente

🚀 Bitcoin in the heights! 🌕
So, Bitcoiners of Angola! 🇦🇴 How are you feeling seeing the $BTC take off? 📈💰
Leave your comments:
* 😎 If you are HODLing strong and steady!
* 🤩 If you made a smart trade and are in profit!
* 🤔 If you are keeping an eye to see if you should enter now!
* 😥 If you sold before the rise! (Calm down, it happens! 😉)
Share your reaction and what you think will happen with the price of our beloved Bitcoin! 👇 #criptomoneda #Angola #ToTheMoon🌕✨ #DinheiroDigital #Investimento #HODL