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Embedded Finance Unleashed: How Banking Will Disappear Into Everyday Apps The Quiet Revolution Behind Your Screen A financial revolution is unfolding—quietly, seamlessly, and right within the apps you already use every day. This is the age of embedded finance, where traditional banking functions are no longer confined to banks. Instead, they’re being integrated directly into digital platforms — from ride-hailing and e-commerce apps to social media and gaming ecosystems. Imagine booking a flight, splitting a restaurant bill, or investing spare change—all without ever opening a bank app. That’s embedded finance in action. By integrating payments, loans, insurance, and even investment options directly into non-financial apps, companies are transforming user experience and redefining customer relationships. This silent revolution is powered by APIs, fintech partnerships, and evolving digital regulations that allow businesses to offer financial services faster and more efficiently. The result: banking becomes invisible, intuitive, and deeply personal. As fintech and big tech continue to merge, the boundaries between finance and technology blur further. The winners of this transformation will be those who make finance effortless—turning every transaction into a moment of connection, convenience, and trust. 💡 In short: The future of banking won’t be about where you bank—it’ll be about where you live, work, shop, and play. #EmbeddedFinance #FintechRevolution #DigitalBanking #FintechTrends #FinancialInnovation
Embedded Finance Unleashed: How Banking Will Disappear Into Everyday Apps
The Quiet Revolution Behind Your Screen

A financial revolution is unfolding—quietly, seamlessly, and right within the apps you already use every day. This is the age of embedded finance, where traditional banking functions are no longer confined to banks. Instead, they’re being integrated directly into digital platforms — from ride-hailing and e-commerce apps to social media and gaming ecosystems.

Imagine booking a flight, splitting a restaurant bill, or investing spare change—all without ever opening a bank app. That’s embedded finance in action. By integrating payments, loans, insurance, and even investment options directly into non-financial apps, companies are transforming user experience and redefining customer relationships.

This silent revolution is powered by APIs, fintech partnerships, and evolving digital regulations that allow businesses to offer financial services faster and more efficiently. The result: banking becomes invisible, intuitive, and deeply personal.

As fintech and big tech continue to merge, the boundaries between finance and technology blur further. The winners of this transformation will be those who make finance effortless—turning every transaction into a moment of connection, convenience, and trust.

💡 In short: The future of banking won’t be about where you bank—it’ll be about where you live, work, shop, and play.

#EmbeddedFinance #FintechRevolution #DigitalBanking #FintechTrends #FinancialInnovation
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Singapore Gulf Bank Chooses Fireblocks: Digital Bank Ready to Go Crypto!🔥 Asia leads crypto-banking innovation again! Singapore Gulf Bank officially partners with Fireblocks to build a secure crypto wallet infrastructure for institutional clients. This is not just an experiment, but a long-term strategy — combining the security of conventional banking with the speed of blockchain technology. 🔐 Digital bank + Crypto = the future of global finance. $GIGGLE $FET $ZEN #Fireblocks #DigitalBanking #CryptoInfrastructure #AsiaFinance

Singapore Gulf Bank Chooses Fireblocks: Digital Bank Ready to Go Crypto!

🔥 Asia leads crypto-banking innovation again!
Singapore Gulf Bank officially partners with Fireblocks to build a secure crypto wallet infrastructure for institutional clients.
This is not just an experiment, but a long-term strategy — combining the security of conventional banking with the speed of blockchain technology.
🔐 Digital bank + Crypto = the future of global finance.
$GIGGLE $FET $ZEN
#Fireblocks #DigitalBanking #CryptoInfrastructure #AsiaFinance
Is Your Bank Ready to Win the Crypto Race? 🏁 A few years ago, attracting young, crypto-savvy clients meant starting from scratch — building wallets, $BTC trading systems, compliance tools... millions in costs and months in delays. Today, the landscape has completely changed. I recently worked with a fintech exploring crypto integration while watching Monzo and N26 battle for the same audience. The race isn’t about design — it’s about who can deliver secure, seamless crypto features first. Modern users want zero friction: instant access to crypto, live P&L tracking, and full control — all within the app they already trust. For this fintech, speed and compliance were everything. That’s where Crypto-as-a-Service (CaaS) providers like WhiteBIT and Kraken came in. With WhiteBIT’s CaaS, the project plugged in a full crypto layer almost instantly — users simply saw a “Buy” button, but behind it was institutional-grade infrastructure. The message is clear: 💡 Banks that don’t move fast on crypto integration risk losing an entire generation of digital-native customers. #Fintech #CryptoAdoption #BTC #DigitalBanking #Strategy
Is Your Bank Ready to Win the Crypto Race? 🏁

A few years ago, attracting young, crypto-savvy clients meant starting from scratch — building wallets, $BTC trading systems, compliance tools... millions in costs and months in delays.

Today, the landscape has completely changed. I recently worked with a fintech exploring crypto integration while watching Monzo and N26 battle for the same audience. The race isn’t about design — it’s about who can deliver secure, seamless crypto features first.

Modern users want zero friction: instant access to crypto, live P&L tracking, and full control — all within the app they already trust.

For this fintech, speed and compliance were everything. That’s where Crypto-as-a-Service (CaaS) providers like WhiteBIT and Kraken came in.
With WhiteBIT’s CaaS, the project plugged in a full crypto layer almost instantly — users simply saw a “Buy” button, but behind it was institutional-grade infrastructure.

The message is clear:
💡 Banks that don’t move fast on crypto integration risk losing an entire generation of digital-native customers.

#Fintech #CryptoAdoption #BTC #DigitalBanking #Strategy
🔥 Massive News for Crypto Adoption! Bitwise just confirmed what many in the space have been sensing — institutional adoption is accelerating like never before. Here’s the breakdown: 🏦 Major Banks Go All In: JPMorgan, Goldman Sachs, Citi, and Deutsche Bank are now actively trading and offering custody for digital assets. These aren’t pilot programs anymore — we’re seeing full-scale integration into institutional infrastructure. 💼 Asset Managers Take the Lead: BlackRock, Fidelity, and Franklin Templeton dominate the crypto ETP and tokenization markets, pushing blockchain-based funds and tokenized real-world assets into mainstream portfolios. 💳 Payments Giants on Board: Visa and Mastercard are expanding crypto-enabled payments, bridging traditional finance and digital assets for millions of users globally. 🏦 Even the Old Guard Joins In: Wells Fargo, UBS, and BNY Mellon have deepened their crypto operations, offering custody, research, and blockchain-based settlement services. 📈 Bitwise’s Take: “This marks the broadest and most coordinated wave of institutional participation in digital assets we’ve ever recorded.” 💬 Translation: Crypto is no longer a niche — it’s becoming infrastructure. $XLM $XPL $WLD #CryptoAdoption #DigitalBanking #MarketPullback
🔥 Massive News for Crypto Adoption!


Bitwise just confirmed what many in the space have been sensing — institutional adoption is accelerating like never before. Here’s the breakdown:


🏦 Major Banks Go All In:




JPMorgan, Goldman Sachs, Citi, and Deutsche Bank are now actively trading and offering custody for digital assets.




These aren’t pilot programs anymore — we’re seeing full-scale integration into institutional infrastructure.




💼 Asset Managers Take the Lead:




BlackRock, Fidelity, and Franklin Templeton dominate the crypto ETP and tokenization markets, pushing blockchain-based funds and tokenized real-world assets into mainstream portfolios.




💳 Payments Giants on Board:




Visa and Mastercard are expanding crypto-enabled payments, bridging traditional finance and digital assets for millions of users globally.




🏦 Even the Old Guard Joins In:




Wells Fargo, UBS, and BNY Mellon have deepened their crypto operations, offering custody, research, and blockchain-based settlement services.




📈 Bitwise’s Take:



“This marks the broadest and most coordinated wave of institutional participation in digital assets we’ve ever recorded.”



💬 Translation:

Crypto is no longer a niche — it’s becoming infrastructure.

$XLM $XPL $WLD

#CryptoAdoption #DigitalBanking #MarketPullback
Feed-Creator-b3a9b199c:
all this information is nonsense
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Bullish
$XRP The Ripple Revolution Has Begun! 💥 🔥$XRP just hit $2.46 — and this is only the warm-up! With Ripple’s bank application under review, the future of digital finance is unfolding before our eyes! 💎🏦 💬 Hold strong, #XRPHolders — the next wave could change everything. 🌊 ⚡ Don’t blink — the next big breakout is coming! 🚀 #XRP #Crypto #BullRun #DigitalBanking 🌍💸🇺🇸
$XRP The Ripple Revolution Has Begun! 💥

🔥$XRP just hit $2.46 — and this is only the warm-up!
With Ripple’s bank application under review, the future of digital finance is unfolding before our eyes! 💎🏦

💬 Hold strong, #XRPHolders — the next wave could change everything. 🌊
⚡ Don’t blink — the next big breakout is coming! 🚀

#XRP #Crypto #BullRun #DigitalBanking 🌍💸🇺🇸
Convert 20.85704491 USDC to 20.77113659 USDT
🕒 New Banking Rule: “Cooling Time” Introduced for Mobile Transfers The State Bank of Pakistan has introduced a new rule for JazzCash, Easypaisa, and other mobile banking services. Now, when you send money to someone, the recipient cannot withdraw or use it for two hours. This two-hour period, called the “Cooling Time,” aims to protect users from fraud and accidental transfers. If you mistakenly send money to the wrong number, you’ll have enough time to file a complaint and stop the transaction. This new measure strengthens digital payment security and builds trust in mobile banking systems across Pakistan. #Pakistan #DigitalBanking #P2PTrading #USDT #Easypaisa
🕒 New Banking Rule: “Cooling Time” Introduced for Mobile Transfers

The State Bank of Pakistan has introduced a new rule for JazzCash, Easypaisa, and other mobile banking services. Now, when you send money to someone, the recipient cannot withdraw or use it for two hours.

This two-hour period, called the “Cooling Time,” aims to protect users from fraud and accidental transfers. If you mistakenly send money to the wrong number, you’ll have enough time to file a complaint and stop the transaction.

This new measure strengthens digital payment security and builds trust in mobile banking systems across Pakistan.

#Pakistan #DigitalBanking #P2PTrading #USDT #Easypaisa
Dr Konain Bakht :
👍👍
🚨 Breaking News: Binance Unleashes ZERO-Fee USD Deposits & Withdrawals Worldwide! 🚀💰Binance just dropped a game-changing update that will rock the crypto world! 🌍🔥 Now, users in over 70 countries can deposit and withdraw USD with absolutely ZERO fees! Yes, you heard it right — no charges, no middlemen! 🙌💸This mega upgrade comes through a powerful partnership with BPay Global, backed by the Central Bank of Bahrain 🇧🇭, using SWIFT integration PLUS Apple Pay 🍎 and Google Pay 🤖 support. That means lightning-fast transfers right from your phone!Say goodbye to expensive cross-border fees and hello to seamless, cost-free cash flow between your crypto wallet and your bank. Whether you’re trading $BTC 🟠, $ETH 🔷, or $BNB 🔶, this move makes managing your money smoother than ever!Why it matters: ✔️ Over 70 countries now enjoy fee-free USD transfers ✔️ Instant payouts with trusted global banking links ✔️ Mobile-friendly with Apple Pay & Google Pay ready ✔️ Total transparency & no hidden costsExperts say this could redefine the future of fiat-crypto integration and turbocharge global crypto adoption. 🌐💥So, crypto fam — get ready to experience banking without borders and wallets without limits! Your digital money just got a serious upgrade. ⚡️💳Follow @Crypto Beast Malik For Smart - Earning & Learning 🚀📈 #CryptoNews #ZeroFees #ZeroFees #DigitalBanking #GlobalFinance #CryptoBeastMalik Stay tuned for more thrilling updates! 🔥 $XRP

🚨 Breaking News: Binance Unleashes ZERO-Fee USD Deposits & Withdrawals Worldwide! 🚀💰

Binance just dropped a game-changing update that will rock the crypto world! 🌍🔥 Now, users in over 70 countries can deposit and withdraw USD with absolutely ZERO fees! Yes, you heard it right — no charges, no middlemen! 🙌💸This mega upgrade comes through a powerful partnership with BPay Global, backed by the Central Bank of Bahrain 🇧🇭, using SWIFT integration PLUS Apple Pay 🍎 and Google Pay 🤖 support. That means lightning-fast transfers right from your phone!Say goodbye to expensive cross-border fees and hello to seamless, cost-free cash flow between your crypto wallet and your bank. Whether you’re trading $BTC 🟠, $ETH 🔷, or $BNB 🔶, this move makes managing your money smoother than ever!Why it matters:
✔️ Over 70 countries now enjoy fee-free USD transfers
✔️ Instant payouts with trusted global banking links
✔️ Mobile-friendly with Apple Pay & Google Pay ready
✔️ Total transparency & no hidden costsExperts say this could redefine the future of fiat-crypto integration and turbocharge global crypto adoption. 🌐💥So, crypto fam — get ready to experience banking without borders and wallets without limits! Your digital money just got a serious upgrade.
⚡️💳Follow @Crypto Beast Malik For Smart - Earning & Learning 🚀📈
#CryptoNews #ZeroFees #ZeroFees #DigitalBanking #GlobalFinance #CryptoBeastMalik
Stay tuned for more thrilling updates! 🔥
$XRP
🚨🔥 BREAKING: RIPPLE JOINS THE U.S. BANKING SYSTEM! 🏦🇺🇸💳🔥 Ripple Labs has officially made its mark in American finance — the company’s National Trust Bank Charter application is now LIVE on the OCC (Office of the Comptroller of the Currency) registry! This signals a bold step toward merging blockchain innovation with traditional banking infrastructure. 💼⚡ 📊 Filing Highlights: 🏦 Bank Name: Ripple National Trust Bank 📍 Headquarters: New York City 🪙 License Type: De Novo National Trust Bank 💼 Focus: Digital asset custody, fiduciary services, and institutional banking 📋 Status: Under active OCC review 💹 Market Pulse: $XRP {future}(XRPUSDT) is currently trading near $2.50 (+4.7%), and if Ripple’s charter gets the green light, analysts project a potential rally to $7–$10. 🚀 💡 Why This Matters: An approved charter would give Ripple direct access to Fedwire and FedNow, unlocking real-time settlements, institutional-grade liquidity, and seamless on-chain integration between banks and digital assets. 🌐 ⏳ Final Take: This isn’t just another milestone — it’s the dawn of regulated crypto banking in the U.S. Ripple isn’t waiting for the future of finance. It’s creating it. 💥 #Ripple #XRP #CryptoNews #FinTech #Blockchain #DigitalBanking #DeFi #Write2Earn
🚨🔥 BREAKING: RIPPLE JOINS THE U.S. BANKING SYSTEM! 🏦🇺🇸💳🔥

Ripple Labs has officially made its mark in American finance — the company’s National Trust Bank Charter application is now LIVE on the OCC (Office of the Comptroller of the Currency) registry! This signals a bold step toward merging blockchain innovation with traditional banking infrastructure. 💼⚡

📊 Filing Highlights:
🏦 Bank Name: Ripple National Trust Bank
📍 Headquarters: New York City
🪙 License Type: De Novo National Trust Bank
💼 Focus: Digital asset custody, fiduciary services, and institutional banking
📋 Status: Under active OCC review

💹 Market Pulse:
$XRP
is currently trading near $2.50 (+4.7%), and if Ripple’s charter gets the green light, analysts project a potential rally to $7–$10. 🚀

💡 Why This Matters:
An approved charter would give Ripple direct access to Fedwire and FedNow, unlocking real-time settlements, institutional-grade liquidity, and seamless on-chain integration between banks and digital assets. 🌐

⏳ Final Take:
This isn’t just another milestone — it’s the dawn of regulated crypto banking in the U.S. Ripple isn’t waiting for the future of finance. It’s creating it. 💥

#Ripple #XRP #CryptoNews #FinTech #Blockchain #DigitalBanking #DeFi #Write2Earn
🚀 Metaplanet Makes Massive Waves—Trading Volume Skyrockets to $12.8B! 🇯🇵 Japanese investment powerhouse Metaplanet just achieved an astonishing $12.8 billion trading volume in June, surpassing corporate giants like Toyota and Sony. 🔹 Bitcoin Powerhouse: Aggressively accumulating BTC to fund strategic business moves. 🔹 Bold Vision Ahead: Plans underway to acquire a digital bank in Japan, leveraging its significant crypto holdings to diversify into cash-generating financial sectors. 🌐 Metaplanet is swiftly transforming from a crypto-focused investor into a diversified financial giant, setting new standards for how digital assets can reshape traditional finance. #Metaplanet #Crypto #DigitalBanking #Bitcoin #Blockchain https://coingape.com/metaplanet-trading-volume-hits-12-8b-amid-digital-bank-acquisition-plans/?utm_source=bnb&utm_medium=coingape
🚀 Metaplanet Makes Massive Waves—Trading Volume Skyrockets to $12.8B!
🇯🇵 Japanese investment powerhouse Metaplanet just achieved an astonishing $12.8 billion trading volume in June, surpassing corporate giants like Toyota and Sony.
🔹 Bitcoin Powerhouse: Aggressively accumulating BTC to fund strategic business moves.
🔹 Bold Vision Ahead: Plans underway to acquire a digital bank in Japan, leveraging its significant crypto holdings to diversify into cash-generating financial sectors.
🌐 Metaplanet is swiftly transforming from a crypto-focused investor into a diversified financial giant, setting new standards for how digital assets can reshape traditional finance.
#Metaplanet #Crypto #DigitalBanking #Bitcoin #Blockchain
https://coingape.com/metaplanet-trading-volume-hits-12-8b-amid-digital-bank-acquisition-plans/?utm_source=bnb&utm_medium=coingape
Meet Vaulta: The Future of Finance is Here! Vaulta is revolutionizing the way the world banks with its next-gen Web3 banking network. Whether you're an individual or an institution, Vaulta empowers you to explore a bold new era of finance! Why Vaulta? 🔐 Fortress-Level Security – Your assets are safeguarded like never before. ⚡ Lightning-Fast Transactions – Say goodbye to delays and hello to instant transfers. 🌍 Seamless Real-World Integration – Connect digital assets with everyday life. From global asset transfers, to staking for rewards, to building powerful financial tools – Vaulta gives you everything you need in one secure, accessible ecosystem. Welcome to banking without borders. Welcome to Vaulta.$EOS {spot}(EOSUSDT) #Web3 #DigitalBanking #Vaulta #FintechRevolution #NextGenBanking
Meet Vaulta: The Future of Finance is Here!

Vaulta is revolutionizing the way the world banks with its next-gen Web3 banking network.
Whether you're an individual or an institution, Vaulta empowers you to explore a bold new era of finance!

Why Vaulta?
🔐 Fortress-Level Security – Your assets are safeguarded like never before.
⚡ Lightning-Fast Transactions – Say goodbye to delays and hello to instant transfers.
🌍 Seamless Real-World Integration – Connect digital assets with everyday life.

From global asset transfers, to staking for rewards, to building powerful financial tools – Vaulta gives you everything you need in one secure, accessible ecosystem.

Welcome to banking without borders.
Welcome to Vaulta.$EOS

#Web3 #DigitalBanking #Vaulta #FintechRevolution #NextGenBanking
🚀 Vaulta(EOS) - The Future of Web3 Banking is Here! 🌐Join the revolution with Vaulta, a cutting-edge Web3 banking network transforming finance for people and institutions worldwide. 💸🔒 Vault-like Security: Protect your assets with unmatched safety. ⚡ Instant Transactions: Move money globally in seconds. 🌍 Real-World Integration: Seamlessly connect digital and traditional finance.Whether you're earning rewards, transferring assets, or building innovative financial solutions, Vaulta empowers you with a secure, fast, and accessible ecosystem. 📢 Ongoing Now! Be part of the next frontier in digital banking. Explore Vaulta today! 👉 [WIN UP TO 2,000 USDC!](https://www.binance.com/referral/earn-together/refertoearn2000usdc/claim?hl=en&ref=GRO_14352_XTIPU&utm_source=referralmode) #Web3 #Vaulta #DigitalBanking #cryptooinsigts #FinanceFuture
🚀 Vaulta(EOS) - The Future of Web3 Banking is Here! 🌐Join the revolution with Vaulta, a cutting-edge Web3 banking network transforming finance for people and institutions worldwide. 💸🔒 Vault-like Security: Protect your assets with unmatched safety.
⚡ Instant Transactions: Move money globally in seconds.
🌍 Real-World Integration: Seamlessly connect digital and traditional finance.Whether you're earning rewards, transferring assets, or building innovative financial solutions, Vaulta empowers you with a secure, fast, and accessible ecosystem.
📢 Ongoing Now! Be part of the next frontier in digital banking. Explore Vaulta today! 👉 WIN UP TO 2,000 USDC!

#Web3 #Vaulta #DigitalBanking #cryptooinsigts #FinanceFuture
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Metaplanet plans to acquire a digital bank in JapanThe Japanese company Metaplanet, known for its Bitcoin accumulation strategy, has announced ambitious expansion plans. In July 2025, CEO Simon Gerovich told the Financial Times that the company aims to use its Bitcoin reserves as collateral to acquire profitable businesses, including a digital bank in Japan. Metaplanet, which previously engaged in the hotel business, currently holds 15,555 BTC worth about $1.7 billion, making it the fifth largest among public Bitcoin-holding companies.

Metaplanet plans to acquire a digital bank in Japan

The Japanese company Metaplanet, known for its Bitcoin accumulation strategy, has announced ambitious expansion plans. In July 2025, CEO Simon Gerovich told the Financial Times that the company aims to use its Bitcoin reserves as collateral to acquire profitable businesses, including a digital bank in Japan. Metaplanet, which previously engaged in the hotel business, currently holds 15,555 BTC worth about $1.7 billion, making it the fifth largest among public Bitcoin-holding companies.
🚨 Big news from Japan! Japan’s first digital-native bank, Minna Bank, has teamed up with $SOL and Fireblocks to explore stablecoin use on the Solana blockchain. The pilot aims to revolutionize cross-border payments, asset trading, and everyday banking with Web3 wallets. This could be a game-changer for financial innovation across Asia. Will Japan lead the stablecoin revolution in traditional banking? #Stablecoins #Solana #DigitalBanking #CryptoNews
🚨 Big news from Japan!
Japan’s first digital-native bank, Minna Bank, has teamed up with $SOL and Fireblocks to explore stablecoin use on the Solana blockchain.
The pilot aims to revolutionize cross-border payments, asset trading, and everyday banking with Web3 wallets.
This could be a game-changer for financial innovation across Asia.
Will Japan lead the stablecoin revolution in traditional banking?

#Stablecoins #Solana #DigitalBanking #CryptoNews
Regulatory Blow: US Federal Reserve Shuts Down Oversight Program for Crypto Banks📅 August 15 | United States In a move that shakes up crypto banking in the United States, the Federal Reserve (Fed) announced the immediate closure of its special oversight program for banks with exposure to digital assets. This program, created to monitor risks and promote compliance standards, is now history amid a broader regulatory retreat that many interpret as a radical shift in the regulator's stance toward the blockchain industry. A Retreat with a Message The program, implemented in 2022, allowed the Fed to work directly with banks that offered cryptocurrency-related services, including custody, payments, and blockchain-based lending. According to the official statement, the decision to close it responds to a restructuring of regulatory priorities, although sources close to the sector point out that it is also due to political pressure and a desire to avoid conflicts with legislators critical of financial innovation. Among the entities under this umbrella were several regional banks and fintechs that had expanded their operations into digital assets. The end of the program means that these players will return to the traditional banking regulatory framework, without a specialized channel to address risks associated with crypto assets. The context of the withdrawal The measure comes at a time when: 1. Regulatory pressure on exchanges and stablecoins remains high in the US. 2. Other organizations such as the OCC and the FDIC are also reviewing their guidelines for crypto services. 3. Several states are exploring their own legal frameworks, which could further fragment regulation. For some analysts, this step by the Fed could be interpreted as a temporary cooling of its involvement in the industry, rather than an outright rejection. However, there is also a risk that it could hinder the entry of traditional banks into the sector, just as other countries are moving toward clear licenses for crypto banking. Topic Opinion: Crypto regulation in the US is entering a phase of redefinition, and not necessarily for the better. While a flexible framework could encourage innovation, removing specialized oversight channels could leave banks and fintechs without technical guidance to operate safely. 💬 Do you think this closure is a step backward for the integration of banking with the crypto world? Leave your comment... #cryptocurrencies #Regulation #FederalReserve #DigitalBanking #CryptoNews $BTC {spot}(BTCUSDT)

Regulatory Blow: US Federal Reserve Shuts Down Oversight Program for Crypto Banks

📅 August 15 | United States
In a move that shakes up crypto banking in the United States, the Federal Reserve (Fed) announced the immediate closure of its special oversight program for banks with exposure to digital assets. This program, created to monitor risks and promote compliance standards, is now history amid a broader regulatory retreat that many interpret as a radical shift in the regulator's stance toward the blockchain industry.

A Retreat with a Message
The program, implemented in 2022, allowed the Fed to work directly with banks that offered cryptocurrency-related services, including custody, payments, and blockchain-based lending. According to the official statement, the decision to close it responds to a restructuring of regulatory priorities, although sources close to the sector point out that it is also due to political pressure and a desire to avoid conflicts with legislators critical of financial innovation.
Among the entities under this umbrella were several regional banks and fintechs that had expanded their operations into digital assets. The end of the program means that these players will return to the traditional banking regulatory framework, without a specialized channel to address risks associated with crypto assets.

The context of the withdrawal
The measure comes at a time when:
1. Regulatory pressure on exchanges and stablecoins remains high in the US.
2. Other organizations such as the OCC and the FDIC are also reviewing their guidelines for crypto services.
3. Several states are exploring their own legal frameworks, which could further fragment regulation.
For some analysts, this step by the Fed could be interpreted as a temporary cooling of its involvement in the industry, rather than an outright rejection. However, there is also a risk that it could hinder the entry of traditional banks into the sector, just as other countries are moving toward clear licenses for crypto banking.

Topic Opinion:
Crypto regulation in the US is entering a phase of redefinition, and not necessarily for the better. While a flexible framework could encourage innovation, removing specialized oversight channels could leave banks and fintechs without technical guidance to operate safely.
💬 Do you think this closure is a step backward for the integration of banking with the crypto world?

Leave your comment...
#cryptocurrencies #Regulation #FederalReserve #DigitalBanking #CryptoNews $BTC
Binance Founder CZ Says: “Banks Need to Adopt BNB.” 🔶🏦 {spot}(BNBUSDT) Binance founder Zhao Changpeng recently emphasized the need for traditional banks to embrace BNB, stating he’s ready to help with integration. According to Foresight News, CZ tweeted: “Banks need to adopt BNB, and I am happy to assist any bank with integration.” This could signal a growing bridge between crypto and traditional finance—$BNB might soon move from wallets to mainstream banking! 💳💹 - 🔸 Follow for tech, biz, and market light #BNB #Binance #CryptoIntegration #DigitalBanking #CryptoNews
Binance Founder CZ Says: “Banks Need to Adopt BNB.” 🔶🏦


Binance founder Zhao Changpeng recently emphasized the need for traditional banks to embrace BNB, stating he’s ready to help with integration. According to Foresight News, CZ tweeted:

“Banks need to adopt BNB, and I am happy to assist any bank with integration.”

This could signal a growing bridge between crypto and traditional finance—$BNB might soon move from wallets to mainstream banking! 💳💹

-

🔸 Follow for tech, biz, and market light

#BNB #Binance #CryptoIntegration #DigitalBanking #CryptoNews
📊 Strategic Shift: Ruya Bank Launches Crypto Investment Services in UAE 🏦🪙 In a landmark move, Ruya, a Shariah-compliant digital bank based in the UAE, has entered the crypto space — launching regulated digital asset investment services for its clients. This step not only expands Ruya’s fintech portfolio but also reflects growing institutional confidence in crypto as a legitimate asset class — particularly in markets where compliance with Islamic finance is paramount. By enabling access to curated crypto products through its digital platform, Ruya is addressing the rising demand for Shariah-aligned, tech-driven wealth management tools. This positions the bank at the intersection of ethical finance and digital innovation, appealing to a new generation of Muslim investors. For investors, this signals a widening gateway to crypto adoption in the Gulf region — and could prompt increased regulatory clarity, capital inflows, and competitive positioning across regional digital banking players. #InvestorInsight #DigitalBanking
📊 Strategic Shift: Ruya Bank Launches Crypto Investment Services in UAE 🏦🪙

In a landmark move, Ruya, a Shariah-compliant digital bank based in the UAE, has entered the crypto space — launching regulated digital asset investment services for its clients.

This step not only expands Ruya’s fintech portfolio but also reflects growing institutional confidence in crypto as a legitimate asset class — particularly in markets where compliance with Islamic finance is paramount.

By enabling access to curated crypto products through its digital platform, Ruya is addressing the rising demand for Shariah-aligned, tech-driven wealth management tools. This positions the bank at the intersection of ethical finance and digital innovation, appealing to a new generation of Muslim investors.

For investors, this signals a widening gateway to crypto adoption in the Gulf region — and could prompt increased regulatory clarity, capital inflows, and competitive positioning across regional digital banking players.

#InvestorInsight
#DigitalBanking
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What is a digital bank and how does it differ from a traditional bank? You’ve heard the term 'digital banks', but like many, you may not fully understand what it means. Is it just a bank with a good mobile app? Is it a completely new type of financial institution? The rise of neobanks and other digital platforms has further complicated the situation, leaving millions wondering what distinguishes a 'digital bank' from a traditional bank.

What is a digital bank and how does it differ from a traditional bank?

You’ve heard the term 'digital banks', but like many, you may not fully understand what it means. Is it just a bank with a good mobile app? Is it a completely new type of financial institution? The rise of neobanks and other digital platforms has further complicated the situation, leaving millions wondering what distinguishes a 'digital bank' from a traditional bank.
THE BANK TRANSFERS YOU $81 TRILLION BY MISTAKE — THEN TAKES IT BACK IN 90 MINUTES Citigroup blunder raises fresh concerns over financial system controls Imagine waking up to find your bank balance has 14 zeroes on it — $81 trillion instead of the $280 you were expecting. That’s exactly what happened to a Citigroup customer in the U.S., in one of the most jaw-dropping financial slip-ups in recent history. According to People Magazine, the error lasted around 90 minutes before it was caught and reversed. Initially overlooked by two employees, the mistake only came to light when a third person noticed the absurd figure. The transaction was immediately canceled before the customer could access the funds — narrowly avoiding a potential banking catastrophe. But this isn’t just a “funny story.” It raises serious questions about how one of the world’s biggest financial institutions could allow such an error to pass through multiple layers of oversight. Not Citigroup’s First Rodeo This isn’t the first time Citi’s internal controls have failed dramatically: • In 2020, the bank accidentally sent $893 million to lenders of Revlon. Some recipients refused to return the funds, sparking a years-long legal fight. • In 2022, a Citi trader error led to a sudden plunge in European stock markets, prompting regulatory sanctions for “insufficient risk controls.” With repeated errors of this scale, it’s clear that human oversight and system safeguards need serious upgrades — especially in a digital era where a few clicks can move billions (or trillions) in seconds. Final Thought While the customer never got to spend that imaginary $81 trillion, the incident is a stark reminder: if banks can make mistakes at this scale, how safe is your money, really? #BankingFails #Citigroup #FinanceNews #Write2Earn #DigitalBanking
THE BANK TRANSFERS YOU $81 TRILLION BY MISTAKE — THEN TAKES IT BACK IN 90 MINUTES
Citigroup blunder raises fresh concerns over financial system controls

Imagine waking up to find your bank balance has 14 zeroes on it — $81 trillion instead of the $280 you were expecting. That’s exactly what happened to a Citigroup customer in the U.S., in one of the most jaw-dropping financial slip-ups in recent history.

According to People Magazine, the error lasted around 90 minutes before it was caught and reversed. Initially overlooked by two employees, the mistake only came to light when a third person noticed the absurd figure. The transaction was immediately canceled before the customer could access the funds — narrowly avoiding a potential banking catastrophe.

But this isn’t just a “funny story.” It raises serious questions about how one of the world’s biggest financial institutions could allow such an error to pass through multiple layers of oversight.

Not Citigroup’s First Rodeo

This isn’t the first time Citi’s internal controls have failed dramatically:
• In 2020, the bank accidentally sent $893 million to lenders of Revlon. Some recipients refused to return the funds, sparking a years-long legal fight.
• In 2022, a Citi trader error led to a sudden plunge in European stock markets, prompting regulatory sanctions for “insufficient risk controls.”

With repeated errors of this scale, it’s clear that human oversight and system safeguards need serious upgrades — especially in a digital era where a few clicks can move billions (or trillions) in seconds.

Final Thought

While the customer never got to spend that imaginary $81 trillion, the incident is a stark reminder: if banks can make mistakes at this scale, how safe is your money, really?

#BankingFails #Citigroup #FinanceNews #Write2Earn #DigitalBanking
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