Cefi

"The State of Crypto Lending : Bringing Transparency to an opaque market"

This is the title of the report by Galaxy Research published on April 25th 2025. The report aims to explain the nature of Crypto Lending to people. The report is quite difficult to understand because of the complex nature of the topic, as well as the wording. I will simplify as much as I can, from what I understand .

The report focus on 2 types of Crypto Lendings, Centralize Finance - CeFi and Decentralized Finance - DeFi, and each had furthur categorized into 3 types -
for CeFi -
1. OTC Lending
2. Prime Brokerage
3. On Chain Private Credit

for Defi -
1. Lending Applications
2. Collateral Debt Position (CDP) $USDC
3. Decentralized Exchanges (DEXs) ( $UNI , $CAKE )

Because of several Black swam events, both #Defi and #Cefi usages have been down since 2022. They were shrunk by about 78% during the bear market since then, according to the report. The CeFi lending reached 34.8 billions at its peak, but dropped 82% in the bear market. The report said Risk Mismanagement , Poor Credit Risk Management and Poor Internal Risk Controls played a significant role in the collapse of digital assets in 2022 and 2023.

What’s Next for the Crypto Lending Market?

The market has begun to recover in 2024, but still far from its #ATH . Cryptos lending and borrowing capabilities have emerged as foundational pillars of both decentralized and centralized crypto finance, creating essential market mechanisms that parallel traditional financial systems while introducing novel technological innovations. The autonomous, algorithmic nature of onchain lending infrastructure has established a new paradigm for market operations. We are going to see new and clearer regulatory guidelines in 2025, which will bring more institutional participation. The convergence of traditional financial expertise with blockchain-based innovation suggests a future where crypto lending services become increasingly sophisticated and reliable, while maintaining the unique benefits of blockchain technology.

#Write2Earn

DeFi vs. CeFi: Which Is the Future?

Decentralized finance (DeFi) is revolutionizing crypto, but centralized finance (CeFi) still dominates. Which side are you on? 💰 #DelistingAlert Fi #cefi

"DeFi vs CeFi: Which Will Dominate 2025? ⚡️"
Crypto friends, have you ever heard of the terms DeFi (Decentralized Finance) and CeFi (Centralized Finance)? These two giants are fighting to become king in the blockchain world! DeFi gives you complete freedom—100% asset control in your hands through a wallet like MetaMask, plus yield farming with crazy APY, up to 20-30% on top protocols like Aave or PancakeSwap. But, the risks? Smart contract bugs and rug pulls—be careful, bro!
On the other hand, CeFi like Binance provides convenience: easy UI, 24/7 customer support, and products like Savings or Staking BNB that are stable—the return can be 5-15% per year, depending on the asset. Latest data: CeFi trading volume on Binance Q1 2025 increased 25% year-on-year, but TVL (Total Value Locked) in DeFi is also almost $200 billion globally. Crazy, right?
So, which one do you choose? For me, I play both—diversification is king! Try spot trading on Binance for CeFi (fee is only 0.1%), or jump to DeFi via BNB Chain for farming. 2025 will be the year of the hybrid player—are you ready to join? Drop your thoughts below, team DeFi or CeFi? 🔥 #DeFi #CeFi #BinanceSquare #Write2Earn
Disclaimer: Trading is risky, always DYOR!
#BinanceAlphaAlert

Crypto Hacks Surge to $2.1 Billion in 2024, CeFi Takes Biggest Hit

▪︎Crypto hacks in 2024 have already hit $2.114 billion, surpassing all losses from 2023.

▪︎CeFi platforms saw a staggering 984% rise in hacks, while DeFi losses dropped 25%.

▪︎Cyvers helped mitigate further damage, highlighting the need for real-time defenses.
#CryptoHack #cefi #StaySafeInTheCryptoWorld

#HyperliquidDeFiCeFiHybrid
Hyperliquid is merging CeFi and DeFi for a new financial era! $HYPER is already gaining traction, and whales are accumulating!

This is the future of finance don’t wait until it's too late!
#DeFi #CeFi #crypto #Hyperliquid

🚀 Wintermute CEO Addresses Market Criticism & Transparency in Crypto

📢 Evgeny Gaevoy, CEO of Wintermute, has responded to recent claims about the firm’s role in the crypto market. Founded in 2017, Wintermute is a major algorithmic trading firm operating in DeFi, CeFi, and OTC markets, ensuring liquidity and efficiency.

💡 Key Takeaways from Gaevoy’s Statement:

🔹 No Price Manipulation – Gaevoy denied allegations, attributing market drops to macroeconomic factors like the DeepSeek event and tariff policies affecting global finance.

🔹 Risk Management Strategy – Wintermute follows a delta-neutral trading model, reducing exposure to market swings while maintaining 20-30% crypto holdings since 2020.

🔹 Transparency Matters – He called for clearer token market-making agreements and dismissed claims of coordinated price actions with exchanges like Binance.

🔹 Recent Arbitrage Profits – Wintermute seized an opportunity by moving $75M in FDUSD, securing an estimated $3M profit during the recent depeg.

🔥 Is algorithmic trading good or bad for the crypto market? Drop your thoughts below! ⬇️

#CryptoNews #Wintermute #DeFi #CeFi #CryptoTrading

"DeFi vs CeFi 2025: Which One Will Win? ⚡️"

Hello, crypto gang!

DeFi (Decentralized Finance) and CeFi (Centralized Finance) are having an exciting duel in 2025! DeFi offers total freedom—full asset control using wallets like MetaMask, plus yield farming with crazy APYs, reaching 20-30% on Aave or PancakeSwap. But, what's the risk? Smart contract bugs and rug pulls—be careful, okay!

Meanwhile, CeFi like Binance offers convenience: a simple interface, 24/7 support, and stable Savings or Staking products for BNB—returns of 5-15% per year. Latest data: trading volume for CeFi on Binance in Q1 2025 increased by 25%, but global DeFi TVL is also nearly $200 billion. The competition is really tight!

I play both sides—diversification is king! Try Spot trading on Binance for CeFi, or jump into DeFi via BNB Chain. Are you on Team DeFi or CeFi? Share in the comments, let’s choose together! 🔥

#DeFi #CeFi #Write2Earn #BinanceLaunchpoolRED #BybitSecurityBreach

Disclaimer: Trading is risky, always DYOR!

🗼The Future of Cryptocurrencies: What Trends to Expect in 2025?

The crypto market continues to evolve despite volatility and changes in regulation. What trends do you think will define 2025?

🔹 #etf on Bitcoin and Ethereum – already approved instruments attracting institutional investors. Will this be a driver for a new bull run?

🔹 Regulation – tightening or, conversely, easing of rules in different countries. How will this affect #DeFi: and #cefi ?
🔹 Development of #layer 2 solutions – speeding up and reducing the cost of transactions in the Ethereum and Bitcoin networks. How scalable is this?
🔹 Growth of meme coins and community tokens – hype or a new reality of the crypto market?
🔹 The role of #Aİ in cryptocurrencies – automated trading, trend forecasting, and the creation of smart contracts. How important is this factor?

What do you think? Which prospects inspire you, and which raise doubts? Let's discuss!

$TKO #Tokocrypto
TOKOCRYPTO news post a new article, i will show you bellow. They write holder is 688.000. I make calculate, if every holder have 100$ to buy tko and price @0.35$. it means 1 holder have 285 Tko.
285 * 688.000 holders = 196 Million token was sold out.
but circulating supply now is 168 Million.
reasonable price should be 1$ for now!
it means to much holders buy at over 3$ ~ 7$.
imagine if price pump over 1$, old holders pretend sure sell off. TKO ATH ( all time high) over 5$.
but really bad for make ATL (all time low ) 0.19$.
Who wanna be brave to buy this coin again?
you can make compare with all exchange coin ATL like GT token, $WOO #CRO #cefi .
the news does not match the price performance of the coin

Q3 2024 Crypto Gainers: A Deep Dive into the Hottest Projects (Part 3)

CeFi’s Steady Growth
In centralized finance (CeFi), Maple has surged +59.7% YTD, benefiting from its role in offering liquidity solutions and debt financing within crypto markets. Meanwhile, WhiteBIT Coin (+18.9%) also gained attention, benefiting from the solid reputation of the WhiteBIT exchange, known for its strong security measures, including two-factor authentication (2FA) and cold storage for 96% of user funds.

SocialFi Emergence
Lastly, SocialFi—where social platforms and finance intersect—has shown notable performance with UXLINK leading the way with +163%. The integration of social networks and decentralized finance is creating new opportunities for monetizing content and engagement, making this a sector to watch closely in the coming months.

Conclusion: What to Expect Moving Forward
The third quarter of 2024 has showcased the incredible diversity and potential within the crypto space. While traditional assets like Bitcoin posted modest gains, newer and more niche sectors like GameFi, DeFi, and SocialFi are leading the charge with impressive growth rates. As we move into Q4, the market’s focus may shift toward how these projects can continue innovating and sustaining their growth. Platforms with a strong focus on security and utility, such as WhiteBIT, which ensures user protection through robust security protocols, will likely continue to attract users looking for reliable and secure exchanges.

This article analyzes key trends in the crypto market based on the provided image, with a focus on top-performing sectors and their future potential.
#cefi #socialfi #CryptoNewss #CryptoNewsCommunity

🔻🔻$ENA ________🔥 for ENA updates ⏫️⏫️⏫️

CryptoQuant CEO Says Ethena (ENA) Has Custody/Execution-Related Risks

ENA - SELL

Reason: Ethena (ENA) is identified as CeFi by CryptoQuant's CEO, introducing custodial/executive risks.

Signal strength: HIGH

Signal time: 2024-04-03 10:29:55 GMT

#ENA #CRYPTOQUANT #cefi #ENAUSDT #SignalAlert

Always DYOR. It’s not a financial advice, but our POV on the most likely asset move amid the event. What’s yours?

Please take at least 2 items from cefi, guys.
Actually, this system still has many good products and is being priced too low at the present time, among the cryptocurrency systems.
👉 But it is a system that will fly in the top as strong as defi.
Out of 10 projects, 9 projects have profits above x10 in an uptrend season.
You guys understand, the last article is on the topic Cefi.
In 2025, I will list some cefi products for you guys to look back and see if my perspective today is correct or not.
Or you guys say uptrend buy something that doesn't increase.

#cefi

📊【Crypto Market Update】The market continues its 2-day pullback, but the #cefi sector stands out with a 24H gain of 📈 0.36%. Key highlights:

🔥 Bit//get Token (#BGB ): +28.86% in 24H, +72.8% over 7 days, and an incredible 🚀 367.69% gain in 1 month!

✨ Huo//bi (HT): +11.64%, OKB: +7.01%, Ga//te (GT): +6.69%.

📈 #hype rebounds +6.64% after yesterday’s slump. In the Hypeliquid sector, PURR +5.43%, Hypurr Fun (HFUN) +7.52%.

Other sectors:

🔻 #defi : -2.78%

🔻 Layer 1 & 2: -3.05%, -3.88%

🔻 Meme: -4.71%

🔻 AI Agents: Major pullback -7.7%, with Fartcoin down -17.05%. 💨

📜The new IRS regulations aim to alleviate the tax burden for CeFi investors

The Internal Revenue Service (IRS) recently issued a new notice that is a significant benefit for cryptocurrency investors using centralized financial services (CeFi) in the United States. The notice will take effect on January 1, 2025, and will automatically provide users with tax policy relief!

The new tax regulations require CeFi brokers to report our cryptocurrency transactions. This may sound a bit complicated, but there is no need to worry, as the IRS has taken this into account and provided a temporary solution. This relief measure allows users to bypass the default first-in, first-out (FIFO) accounting method, giving investors more flexibility during the transition period.

Shehan Chandrasekera, the tax strategy director at CoinTracker, explained that this relief will take effect automatically, and we currently do not need to take any action.

However, starting in 2026, we will need to work with brokers to choose an accounting method together, and most brokers support multiple accounting options, making tax compliance easier.

It is worth noting that if holders do not choose their preferred accounting method (such as highest in, first out (HIFO) or specific identification (Spec ID)), brokers will default to using the first-in, first-out (FIFO) accounting method.

This default accounting method may increase tax obligations, especially during bull markets. But fortunately, most brokers currently support multiple accounting options, making tax compliance easier.

At the same time, it is recommended that everyone keep detailed transaction records or use reliable cryptocurrency tax software to ensure our reports are accurate. Failing to do so may result in the default use of the FIFO method, which may not be the desired outcome.

Therefore, Chandrasekera advises users to plan ahead to ensure that the broker's accounting method matches the user's tax software, to avoid unnecessary tax troubles.

By the way, a few days ago, the IRS also introduced a new rule that includes DeFi platforms in the reporting of transactions.

This decision has sparked some controversy, as some institutions believe it violates and exceeds the authority of the Treasury Department. Nevertheless, this accounting rule indeed brings great news for CeFi users!