BinanceVIPLoan

The world of cryptocurrency is moving fast, and one of the keys to success is having flexibility and being able to anticipate future needs. Binance got that, and hence today we are announcing a significant update that shows our dedication to making your financial strategies secure, productive, and future-oriented.
The changes in collateral ratios of various assets for VIP loans on Binance will come into effect on November 12, 2025 (00:00 UTC). This is not simply a technical adjustment—it represents the creation of a borrowing environment that is not only smarter but also more stable for VIP users.
💡 What it means:
Collateral ratios are what make loans safe. They are the main determinants of the amount you can borrow and help prevent sudden liquidations. Through the adjustment of these ratios, Binance makes sure that loans are still balanced, that risks are handled in a timely manner, and that users obtain more transparency and trust when they decide to leverage their crypto holdings.
📌 The tokens affected are:
DYDX, ATOM, ACE, GRT, CHZ, AEVO, THETA, GMT, 1000SATS, MEME, ONE, LUNC, LUNA, HOOK, and MAGIC.
If you are holding any of these assets or plan to use them as collateral, take a moment to think about it in this way:
• Check out your Loan-to-Value (LTV) ratios. Keeping track of your LTV should always be your personal safety tool.
• Make the right decision with your collateral. By doing this, you'll be able to make the best use of your portfolio and have it in accordance with the new ratios.
• Don't miss a beat. The crypto world is full of unexpected events—taking actions in advance gives you the upper hand.
It is not just about the numbers, the update is about the mindset. Besides quick action, successful trading and borrowing entail strategic thinking and the ability to foresee. Binance is around when markets shift to ensure that you are able to play your next move with confidence.
🔹 Note:
Cryptocurrency is changing, and thus, your strategies should change too. Consider this update as an opportunity to go through, adjust, and beef up your financial strategy. Once you know how the game is played, you will do it with confidence.

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