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Ripple CEO Brad Garlinghouse appeared before the U.S. Senate Banking Committee with a clear message: the United States urgently needs well-defined and sensible regulations for digital assets. In his written testimony, released prior to the July 9 hearing, Garlinghouse highlighted Ripple’s landmark legal victory against the U.S. Securities and Exchange Commission (SEC) as a game-changer that could reshape the future of crypto in America.

XRP Lawsuit Victory: A Turning Point for U.S. Crypto
Garlinghouse reflected on the lawsuit filed in 2020, in which the SEC argued that XRP was an unregistered security. After four years of litigation, the court ruled that XRP itself is not a security—a decision that not only cleared Ripple’s name but also set a vital legal precedent for the broader crypto industry.
"Ripple was the first major U.S. crypto company sued by the SEC. We knew that a loss would spell the end for the industry in this country. Thankfully, we fought hard and won, setting a new legal standard," said Garlinghouse.

The CLARITY Act and the Call for Clear Rules
In his testimony, Garlinghouse urged lawmakers to pass the long-discussed CLARITY Act—a proposed law that would establish a clear regulatory framework for the crypto space. He emphasized that the U.S. has all the necessary tools to become a global leader in blockchain and digital finance.
"There’s no reason why the U.S. shouldn’t be the undisputed leader in digital assets and blockchain innovation," he stated.

Over 55 Million Americans Use Crypto
According to Garlinghouse, more than 55 million Americans are active participants in the crypto economy. Together, they contribute to a global market cap that currently exceeds $3.4 trillion. With proper regulations, the U.S. can drive further growth, protect consumers, and boost its competitive edge on the world stage.

Garlinghouse Set to Help Shape Crypto Legislation
Garlinghouse is expected to play a key role in shaping the final version of the CLARITY Act. His invitation to testify reflects the growing institutional interest in Ripple, especially after the company recently applied for a banking license in the U.S.
He also noted that under the current administration, the regulatory atmosphere has become more favorable, particularly following the resolution of the XRP case shortly after Trump’s inauguration.

First Direct Clash with Crypto Critic Elizabeth Warren
The Senate hearing also marked the first public exchange between Garlinghouse and Democratic Senator Elizabeth Warren—one of crypto’s most vocal critics in Congress. The debate may offer clues about the direction U.S. crypto policy could take in the coming months.

What’s Next?
The lawsuit may be over, but the future of XRP—and the broader U.S. crypto market—hinges on whether Congress can pass clear, forward-looking legislation. With its legal battle behind it, Ripple is positioning itself as a major force shaping the next chapter of America’s crypto policy.

#Ripple , #xrp , #Altcoin , #BradGarlinghouse , #CryptoCommunity

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,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

XRP has long been one of the most closely watched digital assets—not just for its technology and links to financial institutions, but for its extreme price fluctuations and prolonged legal battles. Recently, however, suspicions have grown that XRP’s price history may not simply reflect normal market forces, but something more deliberate.

🔹 The Legendary Surge of 2017
According to analyst Jesse, XRP experienced one of the most explosive price rallies in crypto history at the end of 2017. In just two weeks, it soared from $0.15 to over $3—a stunning 20x increase in a matter of days. Even more remarkable: XRP had been trading for less than a cent earlier that year, meaning it rose nearly 800-fold in under 12 months.
But the rally was abruptly interrupted when CoinMarketCap removed price data from several Asian exchanges—those with the highest XRP trading volumes. The change, unannounced and unexpected, triggered a sharp drop in the displayed price and a wave of panic selling.

🔹 Stalled Growth and Unanswered Questions
After such an explosive rise, many expected XRP to keep climbing as adoption expanded. In 2018, Ripple CEO Brad Garlinghouse claimed the company was onboarding new banking partners every week. Based on that pace, the network should now include thousands of institutions. Yet Ripple’s official statements still refer to "over 300 banks"—a number that hasn’t changed for years.
This stagnation and the lack of significant price movement despite RippleNet’s development has led many investors to question whether XRP is intentionally being kept undervalued. Some call it manipulation; others suggest it’s market suppression.

🔹 Signs of Change Ahead?
There is still hope on the horizon. The year 2025 could be pivotal for XRP, with a more defined regulatory framework and the potential launch of an XRP ETF. Many investors are hoping this could finally break the long-standing resistance and ignite a new bull run.
Recent data from Glassnode indicates long-term accumulation patterns and suppressed price movement, further supporting claims that XRP’s market value has been held back. The big question remains: who is behind this—and why?

#xrp , #Ripple , #Altcoin , #CryptoNews , #CryptoMarket

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

The man who predicted the 2008 crash and Japan’s collapse just sounded another alarm — and this time, it’s *global*. 🌍💣

🧠 According to Dalio, the **U.S. dollar is losing its grip** on world dominance.
We’re heading straight into a **monetary reset** marked by:
⚠️ Soaring debt
🔥 Relentless inflation
🌐 Global power shifts
💔 Collapse in trust toward fiat currencies

🔍 **Dalio’s Warning in a Nutshell:**
🔸 Empires fall in cycles — Rome, China, UK… now the U.S.
🔸 America’s cycle is nearing the *end-game*
🔸 Fiat trust is fading fast
🔸 BRICS, China, Russia — all searching for *alternatives*
🔸 The world is pivoting to **“hard money”** and **decentralized value**

💥 **What It Means for YOU:**
Dalio’s not throwing out theories — he’s giving you a blueprint for survival.
🛡️ *Crypto isn’t just an option… it’s your hedge.*

🚀 **Here’s How to Position Smartly:**

1. 🟡 **Bitcoin = Digital Gold** — hedge against inflation, growing global demand
2. 🧠 **Ethereum = Backbone of Web3**
3. 💎 Diversify into **deflationary altcoins** & **asset-backed stablecoins**
4. 💸 *Cut fiat exposure* — your savings are bleeding
5. 📊 Track central banks — their pivots will change the game overnight

⚡ **Crypto = Protection + Power**
In a world losing trust in traditional money, **crypto is the lifeboat** — secure, transparent, programmable.

👁️‍🗨️ Dalio’s message is crystal clear:
**Adapt early… or be left behind in the wreckage.**
#BTC #Ethereum #Altcoin #BinanceHODLerLA $BTC
$ETH