金融包容性

A survey by the International Monetary Fund (IMF) shows that central bank digital currencies (CBDC) have significant potential benefits in the Middle East, especially in promoting financial inclusion and improving cross-border payments.
At present, about two-thirds of the Middle Eastern countries are actively exploring the issuance of their own digital currencies. Among them, countries such as Bahrain, Georgia, Saudi Arabia and the United Arab Emirates have entered the proof-of-concept stage, and Kazakhstan has even launched two digital currency pilot programs.
Potential benefits of CBDC in the Middle East
The International Monetary Fund (IMF) emphasized in its report that for a region like the Middle East, which has many oil exporters, it is crucial to establish a seamless cross-border payment system. Cross-border payments in the Middle East currently face many challenges, including inconsistent data formats, differences in operating and compliance rules, etc. The IMF believes that the introduction of CBDC can effectively solve these problems, reduce transaction costs, and improve payment efficiency.