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Deutsche Bank report: CBDC popularity is limited, cash is still the first choice for consumers
Globally, as several central banks actively explore central bank digital currencies (CBDCs), it is widely expected that the use of cash will gradually decrease.
However, the results of a survey conducted by Deutsche Bank revealed a different trend. The survey covered 4,850 respondents from Europe, the United Kingdom, and the United States, and the results showed that most respondents still prefer to use traditional payment methods such as cash, debit cards, or credit cards rather than turning to CBDC.
Cash comes first, but consumers still have reservations about CBDC
In the survey of 4,850 respondents in Europe, the UK and the US, 59% of respondents firmly believe that cash will always be useful, while 44% said they prefer to use cash rather than CBDC for payments. Only 16% of respondents expect CBDC to become a mainstream payment method.
However, the results of a survey conducted by Deutsche Bank revealed a different trend. The survey covered 4,850 respondents from Europe, the United Kingdom, and the United States, and the results showed that most respondents still prefer to use traditional payment methods such as cash, debit cards, or credit cards rather than turning to CBDC.
Cash comes first, but consumers still have reservations about CBDC
In the survey of 4,850 respondents in Europe, the UK and the US, 59% of respondents firmly believe that cash will always be useful, while 44% said they prefer to use cash rather than CBDC for payments. Only 16% of respondents expect CBDC to become a mainstream payment method.
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