A bankrupt coin friend's self-narration (coin investment is like pulling chestnuts from the fire)
Today I am 27 years old. I lost 2.5 million due to failed investment. I am single and dare not find a boyfriend. I was executed by the court for a debt of 570,000. I chose to face it positively
Because I had negotiated with Weilidai to pay 2,000 per month, my salary was deducted by the online loan in the middle, which caused me to stop paying for three months. A few days ago, I was applied for compulsory execution again. I told the execution judge about the situation and provided a lot of flow evidence. After understanding my actual situation, the court communicated with the plaintiff and decided not to freeze my salary card. So before talking about my experience, I sincerely thank the judge. If the salary card is frozen, all my other plans will be disrupted.
I started to get in touch with virtual currency from my friends in 2020. There are too many currencies, all of which are contracts and short-term transactions. Generally speaking, as an investor, you will default to tying cryptocurrency trading to futures and stocks, and don't think it's gambling. After winning money several times and tasting the sweetness, you will know more and more about cryptocurrency trading. From an ignorant novice, you will also start to enter the cryptocurrency circle, watch real-time dynamics, and be pulled into many groups one after another, and come into contact with more peers. Some girls of my age have lost five or six million, but I was profitable at the time and couldn't empathize with them at all. Maybe I think I'm different, or maybe I think others are not smart enough, which makes me arrogant. In addition to buying by myself, I also bring friends around to buy. When I make money, I always think of some of my good girlfriends and good friends, and I never thought that I would hurt them.
I was smooth sailing in the beginning of cryptocurrency trading, and I knew how to stop when I saw the good. This mentality will gradually become unmanageable as time goes by. If I lose money, I always want to win it back in other ways, or add leverage in the market. The largest single loss in a blowup was 190,000. Because of that loss, I paused for a while. Seeing others make money by buying stocks, I thought about making back the losses from cryptocurrency trading from the stock market. Needless to say, I lost more than 100,000 yuan in the stock market. As I did not have the patience for long-term investment, basically all my investments were short-term. The key was that the transaction fees generated by the exchange were also high.Anyway, I have summed up a truth in the stock market. If I buy, it will fall, if I don't buy, it will rise. If I hold a large position, I will lose. If I buy less, I may win. I may not be suitable for stock trading. I regrouped and came to the cryptocurrency market.
I started working at the age of 20, and I have been promoted from a design assistant to a designer. My monthly salary is 12,000. My parents also gave me 600,000 yuan to buy a single apartment in full, but I have been very busy, and I am still young, so I always rent a house. I actually have a deposit of 1 million yuan. At that time, my brain short-circuited. If I used all of it to buy regular financial management, I could earn 30,000 to 40,000 yuan every year, and it was stable and I didn't have to worry about anything.
When I re-entered the cryptocurrency circle, I invested more than 300,000 yuan, thinking that I could win more than 5,000 yuan a week, and I made three plans. I couldn't add leverage, I absolutely couldn't play poker, and I absolutely couldn't be impulsive. But this kind of gambling-like cryptocurrency trading, how can I not be overwhelmed, not poker, 300,000 yuan into the cryptocurrency circle, no sound, I bought blindly and the money was gone soon. I read many gamblers' submissions, and they were all unwilling to accept it. I had the same mentality. I lost 600,000 yuan before and after. I thought that as long as I could win back all the 600,000 yuan, I would say goodbye to the cryptocurrency circle and never play again, so I invested all the remaining 400,000 yuan in the cryptocurrency circle. In that team, many people became rich overnight, and they could win by buying randomly. Some of them only invested a few thousand yuan and turned it into hundreds of thousands, which gave me some confidence.
Winning is always a few thousand, losing is always tens of thousands, and losing more than 100,000 yuan, and the mental state is out of control. When encountering a coin that continues to grow, I dare not make a big move. When encountering a coin that continues to lose money, I increase my position to invest. Later, all the remaining deposits were robbed by me. I dare not tell my family, how can a woman go to gamble? If I let my relatives and friends know, my parents will not be able to raise their heads for the rest of their lives. I can only start to borrow loans and apply for online loans. As long as my salary is paid, I will immediately recharge it to the platform to buy coins. In more than half a year, the debt has increased to 370,000, which makes me sleepless every day. I couldn't stand it anymore, so I confessed to my parents. Since I was their only child, they loved me very much and didn't say anything. They transferred 500,000 yuan to me, and I paid off all my debts, leaving 130,000 yuan. In fact, if I stopped, I could earn back what I lost in ten years at most.I understand all these principles. I have been gambling for so long and lost so much. It is really difficult for me not to think about those things. So I won’t repeat the result. I lost all the remaining money.
After losing, I wanted to make up for the loss, so I started to leverage again. I borrowed a lot of money from my colleagues and some of my company’s customers privately because of the good relationship. I owed 850,000 yuan. I almost lost my job because of the debt. I called my parents. They were too worried and drove thousands of kilometers from another place. The result was that I confessed everything. My parents were afraid that I couldn’t afford it. They originally wanted to sell the house at home, but I refused. I didn’t want to see my parents have no place to live. In the end, they borrowed 250,000 yuan from relatives, and settled most of the debts from colleagues, customers, and friends first. I chose to negotiate for credit cards. All online loans were overdue. I read a lot of posts about quitting gambling. It’s really difficult to rely on yourself. If I don’t cut off the source of funds, I really can’t quit.
Currently, I have to pay 4,500 yuan per month on my credit card, for a total of three cards. I have extended my loan for two years on Jiebei, but the time has not yet come. I was sued for overdue payment on Weilidai. The result of the negotiation was 2,000 yuan per month. After something happened in the middle, I stopped paying for three months, and Weilidai applied for compulsory execution. For other large online loans, I always pay the interest first and then the principal. The principal and interest are all under negotiation. As far as my current credit is concerned, I can't borrow a penny, so I have been paying off debts as soon as my salary was paid in the past year. My parents' income is about 150,000 yuan per year. They do some small business. They pay off their relatives first and help me pay it back later. Fortunately, I have not fallen to the level of a pathological gambler. I see many sisters who have lost millions and are still obsessed. It really hurts to see them.
Short-term band contract leverage cannot make you financially free. Real financial freedom is still the money of the big cycle. Hoarding coins and arbitrage in the market is the real profit.
Come on, I am Linglingqi. Simply hoarding coins can no longer satisfy my vanity. I started to post articles to show off! If you have any questions, please read my profile!
$BTC #情感自述