印度储备银行

The Reserve Bank of India (RBI) CBDC pilot program has reached an important milestone of 5 million users. However, RBI Governor Shaktikanta Das said at a conference in Bengaluru on Monday that there should be no rush to fully launch CBDC, but a phased implementation strategy should be adopted to ensure that its potential impact on monetary policy, the financial system and the economy is fully assessed.

Governor Das's cautious stance reflects RBI's careful consideration of financial innovation. It is reported that RBI is continuing to study the programmability and offline functions of CBDC, which are expected to improve transaction efficiency and promote financial inclusion. By gradually advancing, RBI aims to ensure that CBDC meets high standards in technical robustness and application security.