借贷

Is DeFi lending still stuck in over-collateralization? @Huma Finance 🟣 Bringing breakthrough changes! 💡
Huma's core innovation lies in using real-time on-chain income streams (like salaries, stable income) as the basis for credit, rather than relying on volatile crypto collateral. This brings significant advantages:
✅ Lower barriers: Opens credit to users with stable income but no collateral.
✅ Higher limits: Credit limits based on actual income capacity, making it more practical.
✅ Reduced risk: Focuses on stable cash flow to minimize the impact of market volatility.
Huma is bridging the gap between real income and on-chain credit, creating a smarter and more inclusive DeFi lending future! I'm optimistic about this income-based model! What does everyone think? 👇

@Huma Finance 🟣 Reconstructing DeFi lending! With its innovative 'real-time income sharing' protocol, it allows users to obtain **unsecured loans** or **instant settlement services** based on on-chain income. 💡 Whether individuals or DAOs/enterprises, Huma is committed to providing more efficient and transparent on-chain cash flow solutions, connecting real-world assets (RWA) with DeFi potential. We are optimistic about its vision to drive the practicality of on-chain finance! 🔗 #HumaFinance #DeFi #RWA #借贷
`@Huma Finance 🟣 and `#HumaFinance
$HUMA