According to BlockBeats, as of the first quarter of 2025, the total retirement assets in the United States will reach $43.4 trillion, with fixed contribution plans accounting for over $12 trillion. Bitwise Chief Investment Officer Matt Hougan stated that this could change the cryptocurrency market by introducing a stable retirement investment mechanism, leading to higher returns and lower volatility. Michael Heinrich, co-founder and CEO of 0G Labs, warned that if handled properly, this could release trillions of dollars in retirement funds into compliant assets like Bitcoin; otherwise, it could provoke political and financial backlash, making the details of token eligibility, custody, and protective measures crucial.