A new FINRA report shows that U.S. investors are becoming more cautious and are no longer viewing crypto as an investment opportunity the way they once did.
Crypto ownership has remained unchanged at 27% from 2021 to 2024. However, the percentage of people who want to buy more—or plan to buy crypto for the first time—has dropped from 33% to 26%, signaling a growing risk-averse mindset.
FINRA highlights several key shifts:
📉 The share of investors willing to take high levels of risk has fallen to 8%.
👥 Investors under 35 saw the sharpest decline, dropping from 24% to 15%.
The main drivers are economic uncertainty—interest rates, inflation, and market outlook—pushing investors toward safer assets. Compared to the explosive growth phase of 2021, U.S. investors are now significantly more cautious and less inclined to take risks.
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