In Sub-Saharan Africa, most people - 64% - own a smartphone, as of 2021. But the cost of airtime needed to use those phones represents a staggering 8.76% of income.
@fonbnk1 leverages Stellar's on- and off-ramps to automatically value airtime credits in relation to USDC, unlocking new financial options for users. Learn more ⬇️
More than 60% of the world's adult workforce - 2 billion people - don't have access to the bank accounts or credit cards typically required to access digital assets. For those individuals, cash is king.
That's until @MoneyGram's on- and off-ramps came in.
The technology delivers one thing, but the most important thing is the actual use cases that are being empowered and ultimately, the end consumers who are finding value out of it.”
@RajaChak75 on @Nasdaq's @TradeTalks last week with a reminder about what matters: building life-changing tools for actual people.
Composability in DeFi is more like building a hot rod...choosing parts from different makers to create something custom, powerful, and purpose-built. That’s what developers get when they build on open, interoperable protocols.
In DeFi, composability means different protocols and smart contracts can work together seamlessly. Lending, payments, AMMs, stablecoins - all of them can plug into each other, creating new possibilities without starting from scratch every time.
This unlocks real efficiency.
Developers can reuse well-tested components instead of reinventing the wheel. Projects can tap into shared liquidity and security. And users can do more with their assets: earn, borrow, and trade without leaving the ecosystem.
Here’s how that looks in practice:
A user adds liquidity to an AMM and receives LP tokens. They then use those LP tokens as collateral to take out a loan. One deposit, two active use cases - more utility, higher TVL, stronger network effects.
The Stellar smart contract platform was designed with composability in mind.
Early projects like @blend_capital, Meru, and Orbit CDP are already building on each other - integrating price feeds, vaults, and governance layers to create rich, interconnected DeFi experiences.
Composability is both a solid technical feature and a strategic advantage. More connections lead to more value, for builders and users alike. And on Stellar, that means every smart contract you launch is another building block for the next big idea.. (okay back to the block analogy)
Composability in DeFi is more like building a hot rod...choosing parts from different makers to create something custom, powerful, and purpose-built. That’s what developers get when they build on open, interoperable protocols.
In DeFi, composability means different protocols and smart contracts can work together seamlessly. Lending, payments, AMMs, stablecoins - all of them can plug into each other, creating new possibilities without starting from scratch every time.
This unlocks real efficiency.
Developers can reuse well-tested components instead of reinventing the wheel. Projects can tap into shared liquidity and security. And users can do more with their assets: earn, borrow, and trade without leaving the ecosystem.
Here’s how that looks in practice:
A user adds liquidity to an AMM and receives LP tokens. They then use those LP tokens as collateral to take out a loan. One deposit, two active use cases - more utility, higher TVL, stronger network effects.
The Stellar smart contract platform was designed with composability in mind. Early projects like @blend_capital, Meru, and Orbit CDP are already building on each other - integrating price feeds, vaults, and governance layers to create rich, interconnected DeFi experiences.
Composability is both a solid technical feature and a strategic advantage. More connections lead to more value, for builders and users alike. And on Stellar, that means every smart contract you launch is another building block for the next big idea.. (okay back to the block analogy)
Join us one week from today for SDF's Q1 in Review.
What: Growth updates and strategic highlights from the first quarter of 2025. Who: Featuring @DenelleDixon, @tomerweller, and @rajachak75 When: Wednesday, May 7th at 10:30am PT / 1:30pm ET How: Register for the webinar ⬇️
Join us one week from today for SDF's Q1 in Review.
What: Growth updates and strategic highlights from the first quarter of 2025. Who: Featuring @DenelleDixon, @tomerweller, and @rajachak75 When: Wednesday, May 1st at 10:30am PT / 1:30pm ET How: Register for the webinar ⬇️