Alchemy Pay

Alchemy Pay, the world-leading crypto payment solution provider, has announced the upcoming launch of Alchemy Chain, a dedicated stablecoin payment blockchain designed to redefine cross-border financial transactions. As stablecoins continue to gain critical momentum in global finance, Alchemy Chain targets critical inefficiencies in global currency movement, will enable instant, seamless stablecoin transactions across multiple fiat currencies, dramatically reducing friction in international remittances and financial transfers.
Alchemy Chain's architecture introduces several innovations that collectively transform how stablecoin transactions are processed, validated, and stored. These technical innovations not only enhance performance but fundamentally redefine the user experience in digital payments.
Fixed Gas Fee Model: Predictability in an Unpredictable Market
Traditional blockchain networks often subject users to volatile gas fees that fluctuate dramatically based on network congestion. Alchemy Chain breaks this paradigm by implementing a fixed gas fee structure determined by transaction routes and stablecoin conversion pairs. This innovative approach:
Prevents "gas wars" and unpredictable transaction costs where users compete by increasing fees to prioritize their transactions;Provides businesses and individuals with consistent, predictable transaction experiences;Enables accurate financial planning and budgeting for recurring transactions.
This predictability is particularly valuable for businesses integrating blockchain payments into their financial operations, offering a level of cost certainty previously unavailable in the blockchain space.
FIFO Transaction Processing: Fairness Through Sequential Execution
Alchemy Chain upholds principles of fairness and transparency by employing a First In, First Out (FIFO) transaction processing methodology. Unlike networks that prioritize transactions based on fee size, Alchemy Chain processes transactions strictly according to their timestamp, which means every transaction receives equal treatment regardless of size or sender.
With this approach, Alchemy Chain prevents preferential treatment, and both businesses and individuals can gain confidence in predictable transaction timeframes and have a more equitable blockchain ecosystem while still maintaining high throughput and efficiency.
Enhanced Block Size: Scaling for Global Financial Demands
Recognizing the massive transaction volumes required for a global payment infrastructure, Alchemy Chain implements significantly larger block sizes than traditional blockchains.
This architectural decision accommodates substantially higher transactions per second (TPS). The enhanced block size provides the capacity needed for institutional-grade financial operations, positioning Alchemy Chain to serve as a viable infrastructure for global-scale financial operations capable of handling transaction volumes comparable to traditional payment networks.
On-Chain Conversion Rates: Real-Time Financial Intelligence
By implementing on-chain conversion rate mechanisms directly within the consensus layer, real-time currency conversions occur without relying on external oracles. Validator nodes contribute price feeds during transaction execution, while the system performs price validation within the consensus layer itself, allowing conversions between different stablecoins to happen instantaneously and transparently.
This on-chain conversion rates mechanism eliminates the delays, costs, and complexities traditionally associated with cross-currency transactions, creating a genuinely seamless global payment experience.
Hybrid Storage Architecture: Balancing Security and Scalability
Alchemy Chain implements a hybrid storage strategy that optimizes both security and performance, which minimizes blockchain bloat while maintaining complete data integrity
Transaction verification remains efficient even as the network scales. Here how it works:
On-chain storage maintains critical hash values for transaction validationOff-chain storage houses complete transaction data for reference and analysis
This balanced approach to data management ensures Alchemy Chain can maintain its performance advantages while preserving the security guarantees inherent to blockchain technology.
Collectively, these innovations position Alchemy Chain as a transformative infrastructure for global stablecoin payments. By addressing the fundamental limitations of existing blockchain systems—unpredictable fees, inequitable transaction processing, limited scalability, external dependency for conversions, and storage inefficiencies—Alchemy Chain establishes a new standard for what users should expect from financial blockchain infrastructure.
About Alchemy Chain
Alchemy Chain is a pioneering stablecoin-based payment blockchain, transforming global remittances by unifying mainstream and local fiat-backed stablecoins across multiple fiat currencies. Through a simple API integration, the platform seamlessly handles cross-border transactions, currency conversions, and on-chain asset transfers, bridging different stablecoin and financial ecosystems. Powered by the $ACH gas fee token, Alchemy Chain eliminates traditional barriers in international finance, providing businesses and individuals with a unified, efficient infrastructure for global financial operations.

Imagine a global financial highway that makes sending money across borders as easy as sending a text message. That's the promise of Alchemy Chain, a payment blockchain specializing in stablecoin transactions across multiple fiat currencies designed to revolutionize how we move money internationally. 
By meticulously engineering a four-layered architecture, Alchemy Chain transcends traditional financial boundaries, offering unprecedented efficiency and flexibility in global stablecoin interactions. Let's break down its architecture layer by layer and see how it creates a seamless financial experience and builds a global stablecoin ecosystem.
Architectural Foundations: A Holistic Approach for Stablecoin Payments
The Alchemy Chain architecture represents a blueprint that seamlessly integrates technological infrastructure with financial innovation. Each layer is carefully designed to solve specific challenges in payment transaction processing across stablecoins and fiat currencies, creating a robust and adaptable system that can evolve with the dynamic global economic landscape.

Infrastructure Layer: The Technological Backbone
At the foundational level, Alchemy Chain deploys a comprehensive network infrastructure that ensures reliability, security, and scalability. The network comprises diverse node types: Full Nodes, RPC (Remote Procedure Call) Nodes, and Validator Nodes—each playing a critical role in maintaining the blockchain's integrity and performance.
Full Nodes maintain the complete transaction history, providing a comprehensive record and enabling complex historical analysis. RPC Nodes facilitate seamless communication between different network components. Validator Nodes act as the network's gatekeepers, rigorously verifying the price that supports real-time stablecoin conversions. Off-chain Data Storage maintains complete transaction data, offering scalability and reducing blockchain bloat while ensuring data integrity.
Consensus Layer: The Transaction Processing Engine
Building upon the infrastructure, the Consensus Layer represents the intellectual core of Alchemy Chain. Leveraging the Ethereum Virtual Machine (EVM), this layer provides a powerful and flexible execution environment capable of handling complex transaction logic with remarkable speed and precision.
The integrated Price Feed mechanism ensures real-time currency valuation, a critical feature for stablecoin transactions across multiple financial systems. This dynamic pricing infrastructure allows instantaneous and accurate conversions, minimizing volatility risks and providing users with transparent, fair transaction values.
Once a transaction is validated and settled on Alchemy Chain, the complete transaction data is stored off-chain. The hash of this data is stored on-chain, balancing data integrity and efficient blockchain size.
Account Layer: Digital Identity and Secure Interactions
The Account Layer introduces an identity management system where each participant, whether an individual user, merchant, or institutional partner, receives a unique Externally Owned Account (EOA). This approach provides granular access control, ensuring that every transaction is traceable, secure, and compliant with relevant regulatory standards. Identities are used in gas fee calculation.
Application Layer: User-Centric Design and Ecosystem Integration
The topmost layer is what end-users actually interact with, focusing on creating intuitive, accessible interfaces that bridge complex blockchain technology with everyday financial interactions. By developing specialized tools like AchScan for transaction tracking and AchWallet for digital asset management, Alchemy Chain makes sophisticated blockchain technology approachable for diverse user segments. Testnet Faucet provides testnet tokens for developers to test and develop applications without using real assets.
Key Features & Technological Differentiators
Alchemy Chain distinguishes itself through three primary technological capabilities: 
High-Speed Transactions: Designed to process a massive volume of transactions quicklyReal-Time Stablecoin Transactions: Instant money movement across different currenciesOn-Chain Stablecoin Conversions: Seamlessly switch between different currency stablecoins without leaving the blockchain
These features collectively address significant friction points in current cross-border financial systems. The high-performance Transaction Per Second (TPS) volume ensures that the network can handle enterprise-scale transaction loads without compromising speed or security. Real-time stablecoin transactions eliminate traditional waiting periods, while seamless on-chain conversions create a fluid, interconnected financial ecosystem.
The Future of Financial Connectivity
Alchemy Chain isn't just another blockchain—it's a bridge connecting global stablecoin ecosystems and fiat landscape. By focusing on stablecoin transactions and creating a multi-currency platform, it's solving real-world challenges in international money transfer.
By unifying the global and local stablecoin ecosystems and integrating them seamlessly with real-world economies, Alchemy Chain is creating an open, borderless infrastructure for stablecoin transactions, payments, and remittances. This is not just about bridging fiat and crypto; it’s about enabling a universal financial network where stablecoins serve as the medium of frictionless global value transfer.
About Alchemy Chain
Alchemy Chain is a pioneering stablecoin-based payment blockchain, transforming global remittances by unifying mainstream and local fiat-backed stablecoins across multiple fiat currencies. Through a simple API integration, the platform seamlessly handles cross-border transactions, currency conversions, and on-chain asset transfers, bridging different stablecoin and financial ecosystems. Powered by the $ACH gas fee token, Alchemy Chain eliminates traditional barriers in international finance, providing businesses and individuals with a unified, efficient infrastructure for global financial operations.

Alchemy Pay, a world-leading crypto payment solutions provider, is further refining its approach to streamline global payments based on Alchemy Chain, its stablecoin payment-specialized blockchain, building on the launch plan recently revealed. With a strong foundation in payment infrastructure and a well-established fiat-crypto network across 173 countries and regions, Alchemy Chain is evolving to enhance the efficiency of cross-border transactions by optimizing stablecoin liquidity.
As stablecoins continue to play a crucial role in digital payments, they present new opportunities to address cross-border payment challenges. Alchemy Chain will reposition itself as a stablecoin-based payment blockchain, specifically designed to enhance stablecoin-based transactions. By strengthening its capabilities, Alchemy Chain will support both global stablecoins (such as USDT and USDC) and local stablecoins issued within various jurisdictions (such as EURC, MBRL, and USDP). Through liquidity aggregation, Alchemy Chain will act as a bridge, seamlessly connecting global stablecoins, local stablecoins, and local fiat currencies.
Alchemy Chain aims to improve liquidity flows, facilitate conversions between global and local stablecoins, and will enable a more efficient and seamless global fund transitions to local fiat currencies. With support for any stablecoin on any chain, Alchemy Chain is positioned to simplify remittances and digital transactions on a broader scale. Customers can simply integrate its API and all the complexities of remittances, currency conversions and cross-chain transactions are handled by Alchemy Chain. It connects the first and last mile between different assets, countries and payment methods.
Additionally, its native token $ACH will serve as a gas fee within the network, reinforcing its utility within the ecosystem. By reducing transaction costs, enabling near-instant settlements, and improving transparency, $ACH streamlines the entire process, making stablecoin transactions more efficient and accessible.
This direction leverages Alchemy Pay extensive industry experience and compliance advancements. With its robust payment network, Alchemy Chain can easily outreach to 173 countries and regions with 300+ payment channels. With ongoing regulatory progress and licensing coverage expanding across key global markets including the United States, the UK, Europe, Southeast Asia, Australia and Korea, Alchemy Chain is well-equipped to integrate stablecoin liquidity into a more comprehensive global payment framework. 
The technical roadmap for Alchemy Chain is set to be unveiled around April 2025, detailing the upcoming milestones and developments. Stay tuned for further updates as Alchemy Chain continues to drive innovation in digital payments and blockchain-based financial infrastructure.
About Alchemy Chain
Alchemy Chain is a pioneering stablecoin-based payment blockchain, transforming global remittances by unifying mainstream and local fiat-backed stablecoins across multiple fiat currencies. Through a simple API integration, the platform seamlessly handles cross-border transactions, currency conversions, and on-chain asset transfers, bridging different stablecoin and financial ecosystems. Powered by the $ACH gas fee token, Alchemy Chain eliminates traditional barriers in international finance, providing businesses and individuals with a unified, efficient infrastructure for global financial operations.

In the dynamic crypto landscape, Alchemy Pay is positioned at the forefront of innovation. Our mission to bridge the gap between traditional and crypto finance remains unwavering, backed by concrete achievements in 2024 and ambitious goals for the year ahead. The growing institutional interest, coupled with advancing regulatory clarity worldwide, creates an optimal environment for our strategic initiatives.
The year 2025 promises to be transformative, and Alchemy Pay is well-equipped to capitalize on this momentum. Our roadmap reflects both our ambitious vision and our practical approach to execution, ensuring we deliver tangible value to our users and stakeholders while contributing to the broader adoption of crypto.
Regulatory-First Growth on Ramp: Korea, Australia, and Beyond
Our ramp service has achieved significant global reach, now supporting over 50 fiat currencies and 100+ mainstream cryptocurrencies, serving 3 million users across 173 countries and regions. We're committed to expanding our local payment channels in high-demand markets worldwide, ensuring compliant fiat-to-crypto exchange services. 
Building on our strong regulatory foundation—secured through the Electronic Financial Business Registration in South Korea and Digital Currency Exchange Provider (DCEP) Registration in Australia—we're set to significantly expand our ramp business in these dynamic markets throughout 2025. Our unique position as one of the select few platforms with comprehensive payment service capabilities in both regions, combined with our advancing exchange operations, creates an exceptional opportunity for market leadership. This strategic focus will be further strengthened by our upcoming deep collaboration with leading centralized exchanges, enabling us to deliver tailored payment solutions that precisely meet the diverse needs of users across different regions.
In parallel, we're planning to expand our ecosystem through future strategic partnerships with popular wallets, prominent public chains, and major DEX platforms. These collaborations will seamlessly integrate fiat-cryptocurrency services into users' daily activities, creating a more intuitive and accessible crypto experience. By embedding our services directly into the platforms and applications users already trust, we're making digital asset transactions as natural as traditional payment methods.
From Payment Gateway to Global Financial Hub: The RWA Revolution
Alchemy Pay stands at the forefront of crypto finance evolution, offering users seamless access to a comprehensive suite of digital assets—from established cryptocurrencies to trending tokens and popular memecoins. This extensive coverage, paired with our agile listing approach, has established us as the premier fiat-to-cryptocurrency payment gateway, strategically positioned to capture increasing market flow and user demand.
Furthermore, the emergence of Real World Assets (RWAs) represents the next frontier in financial innovation. As premium global assets—from U.S. Treasury bonds to blue-chip equities—undergo tokenization, we are already seeing real-world examples of this transformation. For instance, Coinbase $COIN stock has been tokenized on the Base network, enabling seamless trading through decentralized platforms with dedicated liquidity pools. Against this backdrop, Alchemy Pay is forging strategic partnerships with leading RWA providers to integrate these opportunities into our ecosystem. This visionary approach dismantles traditional investment barriers, democratizing access to sophisticated financial instruments for retail users worldwide, and offering users compliant access to traditional investment opportunities. 
Our platform bridges traditional and decentralized finance, offering users a unified portal to both crypto-native and conventional investment opportunities while maintaining rigorous regulatory compliance and security standards. We're architecting a more inclusive financial gateway that enables global participation in qualified RWA investments, positioning Alchemy Pay not merely as a payment platform but as a cornerstone of the emerging digital financial architecture—a transformation that promises to capture exponential market growth as this revolution unfolds. Through this strategic evolution, we are transcending our origins as a payment gateway to emerge as a truly global financial hub where traditional and crypto assets converge.
Alchemy Chain as a Global Stablecoin Ecosystem
As we stand at the time of a new financial era, stablecoins have emerged as the cornerstone of blockchain's integration with traditional finance. Recognizing this paradigm shift, Alchemy Chain is strategically evolving its vision to address the most critical challenge in global finance: the frictionless movement of value across borders, currencies, and blockchain ecosystems.
Alchemy Chain will now manifest as a specialized public blockchain architected around stablecoins, both global and local, creating an unprecedented network for seamless value transfer across geographical and technological boundaries. Rather than simply bridging fiat and cryptocurrencies, we are building a comprehensive infrastructure that harmonizes all major stablecoin ecosystems into a unified, interoperable framework that transcends the limitations of isolated blockchain environments.
This visionary approach positions Alchemy Chain at the nexus of two powerful market forces: the exponential growth of stablecoin adoption and the mounting demand for efficient cross-border value transfer. By aggregating the liquidity and utility of major global and local stablecoins like USDT and USDC across diverse blockchain networks, while simultaneously facilitating their conversion to local stablecoins and fiat currencies, we are crafting a borderless financial ecosystem that dissolves the complexities inherent in international finance.
Our 2025 Australian regulatory strategy exemplifies our commitment to legitimizing this vision within established regulatory frameworks. We will achieve a unique market position as the ONLY provider holding both digital currency and cross-border remittance licenses under unified regulatory oversight. This dual licensing framework creates a robust foundation for our vision of establishing a stablecoin-based global remittance network.
This strategic pivot aligns perfectly with our strengths and infrastructure. Leveraging Alchemy Pay’s expertise, Alchemy Chain already boasts a fairly well-developed fiat-to-crypto payment network spanning 173 countries and regions. Our ongoing efforts to enhance compliance and expand licensing are progressively covering key global markets. Additionally, our native token, $ACH, will serve as a gas fee token, further reinforcing its utility within the network. Given these advantages, Alchemy Chain is uniquely positioned to integrate the liquidity of all stablecoins, offering a truly global solution for stablecoin payments and conversions.
The forthcoming technical roadmap, scheduled for unveiling in April 2025, will illuminate the strategic milestones that will transform this vision into reality. As stablecoins increasingly become the trendiest direction of global finance in 2025, Alchemy Chain stands ready to orchestrate their harmonious integration into a new financial paradigm—one where value flows as freely as information in the digital age.
Teaser: Leaping Financial Boundaries for AI Agents & AI Payments
AI is reshaping the world, pushing boundaries, and unlocking new possibilities. Yet, one major frontier remains—seamless payments and financial transactions. What if AI could not only assist but also act, transact, and power the payment, commerce and economy effortlessly?
A glance at Alchemy Pay's house—an AI payment product is brewing. A groundbreaking leap that will redefine the relationship between AI and payments. Imagine a world where AI agents move beyond assistance into real economic action following the user's intention—doing payments, executing transactions, enabling frictionless commerce, and unlocking new potential across industries.
In one word, payments form the backbone of all industries, and we aim to be the standard payment infrastructure for the AI Agent ecosystem.
The next wave of AI-powered finance is about to unfold. Get ready for AI payment—because the future won’t wait!
Looking Ahead
As we unveil our roadmap for 2025, Alchemy Pay's vision transcends conventional boundaries—we're building the foundation that will empower the next generation of intelligent transactions worldwide. The journey ahead promises breakthrough innovations and transformative partnerships as we work tirelessly to bring our vision to life. Join our thriving community at Telegram and Discord, and stay connected through our official channels X! 
About Alchemy Pay
Founded in Singapore in 2017, Alchemy Pay is a payment gateway that seamlessly connects crypto with traditional fiat currencies for businesses, developers, and end users. With its offerings including On & Off-Ramp, Web3 Digital Bank and NFT Checkout, Alchemy Pay supports payments in 173 countries. 
The Ramp is a one-stop solution to buy and sell crypto and fiat, easily integrated by platforms and dApps according to requirements. Our Web3 Digital Bank supports Web3 enterprises by providing multi-fiat accounts and instant fiat-crypto conversion capabilities. Additionally, the NFT Checkout enables direct purchases of NFTs using fiat payment methods. ACH is the Alchemy Pay network token on the Ethereum blockchain.