$MORPHO Storm’s here. Morpho flips lending from one giant pool into risk islands with liquidity rivers — lean, fast, and harder to break.
• Isolated markets with fixed rules at birth: assets, price feed, liquidation level, rate model
• Vault layer for pooled convenience, with clear roles, caps, and onchain transparency
• Adaptive rates that target high utilization for steadier yields and sharper borrow pricing
• Router that moves idle funds just in time, so draws feel deep even when a market looks thin
• Optional pre liquidation modules for softer, cheaper exits
• Governance live through a fixed supply asset guiding slow, structural upgrades
Bottom line: pooled ease, local risk, smarter credit. Ready to sail these rivers.

