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$MORPHO $HOLO 🪙 What Is Cryptocurrency? A cryptocurrency is a type of digital or virtual money that uses cryptography for security. Unlike traditional (fiat) currencies such as dollars or euros, cryptocurrencies operate on decentralized networks based on blockchain technology — a public ledger that records all transactions. ⚙️ How It Works Blockchain: A shared database that stores transaction records in “blocks.” Each block is linked to the previous one (hence, “blockchain”). Decentralization: There’s no central authority (like a bank or government). Instead, transactions are verified by miners or validators across a network. Mining / Validation: New coins are created (or transactions verified) by solving complex mathematical problems using computing power (Proof of Work) or by staking existing coins (Proof of Stake). Wallets: Users store and manage crypto using digital wallets, which can be online, hardware-based, or even paper-based. 💡 Popular Cryptocurrencies Name Symbol Key Feature Bitcoin BTC The first and most well-known cryptocurrency Ethereum ETH Smart contracts and decentralized apps (DApps) Binance Coin BNB Utility token for Binance ecosystem Solana SOL High-speed, low-cost blockchain XRP XRP Focused on fast, low-fee global payments 📈 Why People Use Crypto Investment: Many buy crypto hoping its value will increase. Payments: Used for online purchases, international transfers, and donations. DeFi (Decentralized Finance): Allows lending, borrowing, and trading without banks. NFTs & Web3: Used for digital art, gaming, and ownership of virtual assets. ⚠️ Risks and Concerns Volatility: Prices can rise or fall sharply in minutes. Regulation: Rules differ by country and can change quickly. Security: Hacks and scams are common. Irreversibility: Once a transaction is made, it usually can’t be undone.#Polygon follow me for more information

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