Wall Street’s alarm bells are ringing again — and this time, it’s credit risk taking center stage.

With interest rates staying high and growth cooling, many are asking: how stable is the U.S. banking system, really?

What’s Causing the Stress:

• Rate Pressure: Rising loan costs are crushing borrowers — defaults creeping up.

• Commercial Real Estate Trouble: Empty offices are shrinking bank balance sheets.

• Consumer Debt Boom: Inflation and high living costs are stretching households thin.

Markets Want Answers:

• How deep do bad loans really run?

• Can banks absorb another wave of shocks?

• Will the Fed step in with a liquidity lifeline?

Why Crypto Eyes Are Watching:

When trust in traditional banks fades, the world looks for new safe havens — and crypto often becomes the escape route.

Is this the start of a deeper financial storm, or just another Wall Street scare?