đ° Today in Crypto â Key Updates (Oct 22, 2025)
The crypto market buzzed with major institutional and corporate moves today:
đš U.S. Federal Reserve explores fintech access
Fed Governor Christopher J. Waller announced plans to test new âpayment accountsâ that would let fintech and crypto firms connect directly to the Federal Reserveâs payment rails.
These âskinny master accountsâ could open banking access to smaller financial institutions while maintaining system safeguards â a move seen as a major step toward smoother integration of crypto and traditional finance.
đš Coinbaseâs $400 M expansion spree
Coinbase made waves by acquiring Echo, a blockchain crowdfunding platform founded by trader Cobie, for $375 million. Echo enables communities to invest in early-stage crypto startups and has already supported 130+ deals, including the synthetic-dollar project Ethena.
In a surprise move, Coinbase also spent $25 million buying and burning an NFT to revive Cobieâs âUpOnlyâ podcast, a popular crypto show from the last bull run.
These developments signal renewed momentum in U.S. crypto innovation â from the Fedâs infrastructure reforms to Coinbaseâs push into on-chain investing and media revival.