#USBankingCreditRisk Rising credit risk in the U.S. banking sector is drawing attention from investors and regulators alike. As loan delinquencies increase and corporate defaults climb, banks are tightening lending standards, signaling caution ahead. The Fed’s higher-for-longer interest rate stance has intensified pressure on borrowers, particularly in commercial real estate and small business sectors. This growing stress could limit liquidity and ripple across broader financial markets. For crypto investors, such uncertainty often strengthens Bitcoin’s appeal as a decentralized hedge against traditional banking fragility. Market watchers are closely monitoring whether risk aversion will drive another wave of capital into digital assets.