Visa Validates Stablecoin's Trillion-Dollar Potential
Payments giant Visa has positioned stablecoins as a key disruptor in the massive $40 trillion global credit market. A recent Visa report highlights that stablecoin-based lending has already facilitated $670 billion in transactions over five years, with the average loan size surging from $76,000 to $121,000 recently.
This massive growth, dominated by USDC and USDT, signals that programmable money is rapidly becoming a viable alternative to traditional financial rails. Visa sees this not as a marginal trend, but as an imperative for banks and institutions to understand how to bring parts of that $40 trillion market onto transparent, blockchain-based systems. Despite warnings from the IMF about rising vulnerabilities, the data shows stablecoins are quickly maturing, evidenced by the market's $100 billion gain in market cap since the start of the year. Stablecoins are clearly on a path to redefining global finance. #anh_ba_cong