🚨‘Trillions by 2030’: Stellar, Centrifuge and Moody’s Outline What’s Next for Real-World Assets 💵
A recent panel in Rio, Brazil featuring experts from Stellar Development Foundation (SDF), Centrifuge, and Moody’s suggests that real-world assets (RWAs) on public blockchains could surge into the trillions by 2030.
📌 What Are RWAs?
RWAs include real estate, funds, receivables, U.S. Treasuries, and private credit—basically anything off-chain that can be brought on-chain. For now, yield-bearing products like treasuries and high-quality funds dominate, while CLOs and private credit are emerging as the next big trend.
SDF’s CFO Liz Ray stressed that tokenization can make exclusive financial products accessible in small amounts worldwide, expanding DeFi’s reach.
💼 Why Institutions Can’t Wait
Institutions like BlackRock, Fidelity, Goldman Sachs, and Franklin Templeton are already piloting tokenized funds. The short-term driver is fresh on-chain liquidity chasing yield. The long-term prize: faster settlements, lower costs, and reduced counterparty risks.
Ray highlighted FX markets as a use case—complex and slow today but potentially instant on-chain once liquidity deepens.
📊 Market Outlook
Currently, RWAs on-chain are valued around $30 billion, but experts see adoption accelerating as capital pools grow and regulations stabilize. Beyond simple “buy-and-hold,” RWAs are starting to be used as collateral and embedded into on-chain financial loops.
🔒 Risk and Trust
Moody’s is adapting its credit frameworks to RWAs, analyzing risks in platform reliability, smart contracts, legal representation, and cybersecurity. While the fundamentals of credit remain, operational risks take center stage in this digital shift.
🚀 The Road Ahead
By 2030, experts predict yield-bearing stablecoins, tokenized treasuries, and programmable assets could become mainstream, with RWAs powering savings apps, payments, and DeFi platforms seamlessly.
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