@Huma Finance ๐ฃ is building the first PayFi Network bringing real world credit on chain. Unlike traditional DeFi that locks users behind overcollateralization Huma unlocks a new model borrowing against future income.
Imagine getting liquidity from your salary invoices or remittances without waiting. Powered by the Time Value of Money TVM model Huma analyzes cash flow and provides 70โ90% instant liquidity through secure smart contracts.
Why itโs a game changer:
๐น Income backed not asset locked
๐น Instant and transparent on chain execution
๐น Inclusive access for workers freelancers and businesses
The $HUMA token fuels this ecosystem driving governance liquidity and growth as PayFi adoption rises.
HumaFinance isnโt just DeFi. Itโs a movement toward a fairer financial system where credit is based on what you earn not what you already own.