@Huma Finance ๐ฃ | $HUMA | #HumaFinance
๐ธ What is Huma Finance?
Huma Finance is the pioneer of PayFi โ a new category that fuses payments and finance on-chain. Instead of slow, expensive, pre-funded cross-border transactions, Huma enables instant global settlement using stablecoins and blockchain liquidity. Think of it as the backbone for real-world payments in Web3.
๐ธ Token Utility โ Powering the PayFi Network
The $HUMA token is the lifeblood of the ecosystem
๐ธ Governance participation for protocol direction
๐ธ Staking to secure the network & earn rewards
๐ธ Unlocking access to ecosystem pools, vaults, and future features
๐ธ Fueling liquidity incentives across DeFi integrations
๐ธ Tokenomics Snapshot
๐ธ Total Supply: 10 Billion $HUMA
๐ธ Circulating: ~1.7โ2.2B (โ17โ22%)
๐ธ FDV: โ $245M
๐ธ Vesting: Gradual until 2029 with next major unlock in Nov 2025
This structured release ensures sustainability while keeping early community and institutional backers aligned for long-term growth.
๐ธ Backed by Giants
Huma has raised ~$46.3M to date
๐ธ Seed Round (2023): $8.3M
๐ธ Series A (2024): $38M led by Distributed Global with HashKey, Stellar Development Foundation, ParaFi, Circle Ventures & others
๐ธ Strategic merger with Arf (cross-border liquidity provider) to scale real-world settlement rails
๐ธ Products & Ecosystem
๐ธ Huma Institutional: Permissioned KYC/KYB pools across Solana, Polygon, Celo, Stellar & Scroll
๐ธ Huma 2.0: Permissionless retail vaults with >$50M USDC deposits from 53,000+ users, integrated with Aave, Pendle, Kamino & more
๐ธ Use Cases: Trade finance, merchant settlements, cross-border remittances, credit card payouts, DePin financing
๐ธ Key Metrics & Adoption
๐ธ $2.3B originated credit
๐ธ $4.5B+ transaction volume processed
๐ธ 12 active institutional pools
๐ธ $50M in Huma 2.0 deposits since launch
๐ธ Recent Developments
๐ธ Partnership with Arf, Geoswift & PolyFlow for same-day merchant settlements
๐ธ Active across multichain ecosystems (Solana, Stellar, Polygon, Celo)
๐ธ Binance Launchpool + TGE (May 26, 2025) brought massive retail exposure
๐ธ Why $HUMA Matters
Huma Finance isnโt just another DeFi protocol โ itโs a payment infrastructure revolution. By merging real-world finance with on-chain liquidity, it aims to make Web3 the default backbone of global money flows. With institutional backing, real adoption, and a scalable token model, HUMA is positioned to dominate the PayFi era.
