Most DeFi lending is crypto-backed.
Huma Finance (HUMA) is changing that.
The first PayFi network lets you:
• Borrow against salaries, invoices, or remittances
• Unlock 70–90% of future revenue instantly
• Access uncollateralized credit via smart contracts
Powered by the Time-Value-of-Money model, HUMA is where real-world income meets on-chain finance.