๐ Huma Finance โ The Future of PayFi ๐
Traditional crypto lending depends on collateral, but @Huma Finance ๐ฃ is rewriting the rules with the first PayFi network. By blending payments with financing, Huma unlocks real-world income and receivables-based credit directly on-chain.
Instead of locking tokens, users can borrow against future income streams such as salaries, invoices, or remittances. Powered by its Time-Value-of-Money (TVM) model, Huma analyzes cash-flow patterns to provide instant liquidity of 70โ90% of expected future revenueโsecurely executed through smart contracts.
This innovation bridges the gap between Web3 and real-world finance, creating access to uncollateralized lending while empowering individuals, freelancers, and businesses globally. With #HumaFinance, the future of credit is inclusive, efficient, and trustless.
๐ The next evolution of DeFi is here, and itโs called PayFi.
