yo this $HUMA piece lowkey reads like sci-fi but it’s real 👀
the whole point of money is how fast it moves, right? and Huma Finance basically said “bet, let’s make it move at light speed.” ⚡
instead of waiting 3-5 days on dusty old SWIFT wires and getting slapped with fees, HUMA’s using Solana to settle payments instantly, 24/7. doesn’t matter if it’s merchants paying merchants or ur cousin sending you rent from abroad — it hits in seconds, pennies on fees.
and here’s the crazy part: they’re not just doing payments.
they’re letting businesses turn future cash into present cash.
like u got an invoice due in 60 days? Huma says nah, unlock that liquidity today.
on-chain receivables + unsecured lending, all running through smart contracts. 💡
that’s not just smoother business ops — that’s double-digit yield opportunities for liquidity providers too. win-win.
by 2024 they already ran $3.8B in volume, which is nuts for a PayFi protocol.
feels less like a crypto project and more like a financial engine upgrade for the global economy.
wild thought: if money really flows at this speed everywhere,
what even happens to banks? do they just become dinosaurs? 🦖