PayFi Stack Shows How Cool Huma Finance Is
After reading the blog by @Huma Finance 🟣 , I’m really impressed by their PayFi Stack! It organizes finance into six clear layers: the transaction layer leverages Solana to complete transfers in 400 milliseconds; the currency layer uses stablecoins like USDC and PYUSD; the custody layer is secured by Fireblocks and Cobo; the compliance layer uses Elliptic for AML; the financing layer converts invoices into instant cash; and the application layer supports practical cross-border payments like Arf.
Since its launch in July 2024, #HumaFinance has already processed $3.8 billion in transactions. Payments move at near-internet speed, cross-border transfers no longer take 3–5 days, and fees are minimal. The $HUMA token (10 billion) allows staking at 10.5% APY and governance participation.
With partnerships like Solana and Circle and a goal to tap into a $16 trillion market, the PayFi Stack isn’t just innovative it makes finance faster, cheaper, and more accessible. #HumaFinance $HUMA is truly exciting for Web3 finance!
