Getting a loan through a bank can feel like running an obstacle course — paperwork, approvals, waiting weeks, and hoping someone behind a desk says “yes.”
Huma Finance is tearing up that rulebook. They’ve built a decentralized credit protocol where loans don’t come from banks — they come directly from the blockchain. No intermediaries. No bias. Just transparent, peer-to-peer lending backed by both real-world assets and your own digital holdings.
Their latest innovation, tokenized credit, is a game-changer — letting you borrow instantly against your crypto without selling it. It’s fast, borderless, and fully verifiable on-chain.
For millions without access to traditional banking, this isn’t just convenience — it’s opportunity. And for DeFi, it’s the next step toward a true, open global financial system.
If banks are the past, is decentralized credit the future?
