Getting a loan in TradFi can feel like running an obstacle course paperwork, approvals, and weeks of waiting.
Huma Finance is tearing that system down with a decentralized credit protocol that skips the middlemen entirely. Peer-to-peer lending, RWA-backed credit, and now their latest innovation tokenized credit let users unlock instant loans using digital assets as collateral.
No bankers. No bureaucracy. Just transparent, verifiable terms on-chain and a trust network that anyone can tap into whether you’re in a major financial hub or completely outside the traditional system.
This isn’t just DeFi lending—it’s a blueprint for a world where access to credit is global, instant, and open to all.