#HumaFinance | $HUMA | @Huma Finance 🟣
Huma Finance is at the front of the PayFi movement, making global payments faster, cheaper, and more efficient by turning real-world receivables into blockchain tokens. Its goal is to replace slow, expensive traditional payment systems with a decentralized, stablecoin-based network that earns yield for merchants, institutions, and everyday DeFi users.
Market & Performance
Price: ~$0.036–$0.037
Market Cap: ~$60–65M | FDV: ~$370M
Circulating Supply: ~1.73B HUMA (Max: 10B)
24H Volume: $25M–$35M
ATH: ~$0.11 (May 2025) | ATL: ~$0.029 (2025)
Growth: +12–16% (24H) | +16% (7D)
Protocol Scale & Usage
$4B+ total transactions since launch
$2.3B in credit issued across 12 lending pools
Huma 2.0 deposits: $50M USDC from 53,400 depositors
Two yield modes:
Classic: Stable yield + staking rewards
Maxi: Higher risk, higher reward
Funding & Partnerships
$46.3M raised in total
$8.3M seed round
$38M Series A led by Distributed Global
Backed by Circle, Solana Foundation, Galaxy Digital, NextGen Venture Partners
Integrated with Global Dollar Network (GDN) for stablecoin settlements
Listed on OKX, Upbit, and Bithumb with margin trading & Simple Earn
Technical Architecture
Built on Solana for low fees & fast speed
Cross-chain with Ethereum, Polygon, Stellar, Celo, and Scroll
Permissionless in Huma 2.0 for flexible DeFi integrations
Native $PST LP token for liquidity & governance
$HUMA Token Utility
Staking & Delegation: Secure the network & earn rewards
Fee Payments: For settlement, lending, and yield services
Governance: Vote on protocol upgrades
Deflationary Model: 50% of fees used for buyback & burn
Ecosystem Incentives: Airdrops, liquidity mining, grants
Recent Highlights
Binance Launchpool (May 2025) 250M HUMA rewards
Season 1 Airdrop 5% of supply to early adopters
Huma 2.0 launch New Classic & Maxi yield modes
Why Huma Stands Out
First mover in PayFi with real-world receivable collateral
Institutional trust from top blockchain & fintech backers
Near-instant settlement with Solana tech
Massive growth 30,680% yearly price surge & 1,500% wallet growth
Global adoption in DeFi, institutions, and payments
Huma Finance isn’t just another DeFi project it’s building the payment rails for the next era of global finance.
