Most DeFi lending is stuck in the past โ overcollateralized and locked behind massive crypto deposits.
@Huma Finance ๐ฃ is rewriting the rules with the first PayFi network โ blending payments + financing to bring real-world income and receivables-based credit on-chain.
Instead of borrowing against your crypto stack, Huma lets you borrow against future income streams โ salaries, invoices, remittances โ using their Time-Value-of-Money (TVM) model.
Hereโs why itโs powerful:
๐ธ Get 70โ90% of your future revenue instantly
โก Smart contract security
๐ Cash-flow pattern analysis for fair lending
$HUMA powers it all โ enabling liquidity, governance, and ecosystem growth.
This isnโt just DeFi โ itโs finance that moves at the speed of real life.
