Yesterday, August 8, 2025, President Trump approved an administrative order allowing 401(k) customers to invest in alternative assets, including cryptocurrencies. The signing of the executive order marks the first time when both public and private workers in the US are allowed to include real estate, private equity, and crypto assets as investment options in their 401(k) retirement plans.
Trump Opens $27.7T Pension Market to CryptoYesterday, President Trump signed an executive order allowing 401(k) investors to access alternative assets, including digital assets. With $27.7 trillion in public and private pension funds, even a small allocation to crypto could… pic.twitter.com/Yckw4NQ0Fn
— CryptoRank.io (@CryptoRank_io) August 8, 2025
Expanding Access to High-Quality Investing and Tackling Inequity
This legislative decree seeks to widen retirement investment options for US workers, paving the way for more than 90 million workers in retirement saving plans to access various types of assets that in the past were reserved for ultra-wealthy people and institutional customers.
The development is part of Trump’s government to make the US a global hub for cryptocurrencies and to fulfill its pledges made during the election campaigns to make the country prosperous again.
Currently, most retirement savings plans only allow traditional assets (like mutual funds, bonds, and stocks) as investment options. Yesterday’s ground-breaking presidential order broadened the scope to incorporate alternative assets, providing people with new possibilities to broaden their retirement saving plans with a wide variety of investing assets. This initiative is also preparing legal safeguards for 401(k) providers that opt to provide crypto investment products, a move that will help decrease their liability in situations of heightened market fluctuations.
For people to engage in these new products, they will need to talk to their employers and 401(k) providers to understand if cryptocurrency offerings are accessible. Whenever they become available, people will see various options like those offering crypto ETFs, direct BTC exposure, and managed portfolios that incorporate crypto, among others.
Redefining Opportunity Zones to Ensure They Serve All Workers
This announcement is a massive development aiming to empower retirement investment options in the US by widening access to crypto for American workers. By widening access to virtual assets in retirement plans, the crypto-pro government is making efforts to streamline financial planning and inclusivity.
This development highlights a wider strategy to incorporate virtual currencies into traditional financial networks and ensure that both government and private-sector workers can access a broad range of assets to dynamically grow their retirement investments.
