@Huma Finance ๐ฃ is a DeFi project focused on Payment Finance, a new category of real-time, 24/7 global payments using stablecoins.
Built on Solana and supporting BNB Chain, Huma enables instant liquidity for real-world use cases like cross-border payments, credit settlements, trade finance, and DePIN funding.
๐ธ What Does $HUMA Do?
HUMA is the native token used for:
Governance: Vote on protocol changes through staking.
Yield Boosts: Higher returns for LPs who deposit stablecoins like USDC.
Ecosystem Utility: Powers incentives, growth, and community development.
๐น Core Features of Huma Finance
PayFi Network: Replaces legacy systems like SWIFT with instant payments via stablecoins.
RWA-Backed Loans: Businesses can borrow against incoming payments or receivables.
USDC Yields: Users earn ~10% APY (Classic Mode) or much more in promotional "Maxi Mode".
Proven Scale: Over $3.8B in payments processed and $1B+ in loans issued.
๐น Latest Developments
Binance Launchpool: HUMA was the 70th project featured, letting users farm tokens via BNB, FDUSD, or USDC.
Superstate Partnership: Huma uses USTB and USCC to optimize on-chain liquidity.
Huma 2.0: Reopened deposits with instant yield and faster funding.
Funding: Raised $46.3M across 5 rounds, backed by ParaFi, HashKey, Fenbushi & others.
๐ธ Market Outlook & Sentiment
$HUMA gained traction with its Binance launch and real-world DeFi use case.
Stake your HUMA tokens, earn yields and explore governance.