Crypto influencer Crypto Eri just shared a detailed take on Ripple’s evolving strategy – and it’s one that places patience at the center of XRP’s long-term investment story.
According to her, Ripple isn’t playing the short-term hype game. Instead, it’s laying the groundwork for a much bigger future in which XRP, the XRP Ledger (XRPL), and Ripple’s new stablecoin RLUSD could play leading roles in the digital asset space.
But how realistic is this vision? Let’s break it down.
Eri’s View: Ripple’s Path Through Utility, Not Speculation
Crypto Eri argues that Ripple is a “long-game player.” That means investors hoping for explosive short-term price moves may be looking in the wrong place. Ripple’s focus is on building infrastructure – things like settlement rails, regulatory compliance, and now smart contracts on XRPL. All of these are geared toward utility, not meme-level price action.
IMORipple (the company) is along-game player, demanding patience from #XRP investors anticipating significant market impact through utility. Its public statements to take steps to integrate smart contracts on the mainnet will eventually position $RLUSD on XRPL, as a MORE…
— Crypto Eri ~ Carpe Diem (@sentosumosaba) July 6, 2025
The integration of smart contracts directly on XRPL – rather than relying on sidechains or external platforms – could be a game-changer. If this happens, RLUSD (Ripple’s upcoming stablecoin) may end up being deployed on the mainnet itself, giving it a leg up on competitors like USDC or USDT, especially in terms of settlement speed and transaction cost.
Ethereum is still king when it comes to stablecoin adoption, but it’s no secret that gas fees and latency can be a turn-off. A properly integrated RLUSD on XRPL could offer an alternative – especially for payment-heavy use cases.
Read also: Is XRP Part of a Century-Old Banking Plan? Ripple’s Past Gets a Closer Look
Banking License & Federal Access: The RLUSD Master Plan?
Eri also points to Ripple’s ongoing application for a national banking license, aligning with the recently passed GENIUS Act. If approved, this could grant Ripple direct access to a Federal Reserve master account, a rare privilege that only regulated banks enjoy today.
This level of access would allow Ripple to custody RLUSD reserves directly with the Fed, which is potentially huge. It could help establish RLUSD as a trustworthy, federally regulated stablecoin, something that U.S. regulators have been demanding for years. It would also allow Ripple to streamline operations across the U.S., removing the need to comply with a patchwork of state-by-state money transmission licenses.
The end goal, according to Eri, is a scalable, low-cost, fully compliant crypto financial service provider – and that gives XRP serious potential as a liquidity token in the middle of it all.
Does This Actually Make Sense?
Eri’s points are compelling, especially when you consider Ripple’s track record. This is a company that has quietly signed hundreds of partnerships across the globe while simultaneously fighting a drawn-out legal battle with the SEC. Now, with that case mostly resolved, Ripple is shifting its focus to regulatory alignment and stablecoin innovation.
The banking license application is real and public. None of this is pie-in-the-sky theory – Ripple is clearly laying the foundation for bigger moves.
That said, the timeline is unclear. Even if everything goes as planned – from regulatory approval to technical deployment – these processes take time. We’re likely talking quarters, if not years. This is where Eri’s main message rings loudest: patience is essential.
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The post Ripple’s Big Play: Here’s Why $RLUSD Is XRP’s Secret Weapon appeared first on CaptainAltcoin.
