William Pulte, Director of the U.S. Federal Housing Finance Agency (FHFA), has instructed Fannie Mae and Freddie Mac to review the possibility of accepting cryptocurrency as collateral for home mortgages. This significant move signals a potential shift in the housing finance landscape and could broaden access to homeownership for crypto holders. Pulte announced his directive via X, emphasizing his commitment to exploring how cryptocurrency can be integrated into the mortgage application process. He further aligned this initiative with President Trump's vision of establishing the U.S. as a leading hub for cryptocurrency innovation. This review will likely analyze the volatility, valuation, and regulatory considerations associated with using crypto as collateral. The outcome could significantly impact the future of mortgage lending and potentially open doors for greater cryptocurrency adoption in the real estate sector. The FHFA's exploration marks a crucial step towards modernizing the mortgage industry and adapting to the evolving digital economy. ```