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💼 Huma Finance ($HUMA) – DeFi with a Real-World Twist! 🌍✨ Huma Finance is flipping the script 🚀 – combining payments + financing to launch the world’s first PayFi network 💳💡. 💡 No Collateral? No Problem! Instead of demanding assets, Huma looks at future income – wages, invoices, transfers 💼📈 – to provide loans 💰. Using the Time-Value-of-Money (TVM) model ⏳, Huma calculates how much your future earnings are worth today. ⚡ Quick Cash, Real Impact! Borrowers can access 70–90% of their future income instantly 🔥 – all powered by trustless smart contracts. #HumaFinance $HUMA @Huma Finance 🟣

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Today's financial systems were built for the past, not the future. We need new payment systems equipped to scale that are instant, programmable, and borderless. Key Takeaways Huma pioneered an open framework for the PayFi Stack, divided into six layers to facilitate payment financing solutions globally. Transaction Layer: High-speed, low-cost blockchains (L1s and L2s) ensure efficiency and security in transactions. Currency Layer: Stablecoins and yield-bearing currencies facilitate seamless, stable, and compliant payments. Custody Layer: Advanced solutions like MPC and smart contract-based custody manage secure asset ownership and real-time settlements. Compliance Layer: Integrates global regulations using on-chain identity to ensure regulatory adherence. Financing Layer: Connects capital with demand through transparent, tokenized assets and risk management on the blockchain. Application Layer: Provides the infrastructure for building intuitive and compliant financial applications using the stack's capabilities. #HumaFinance @Huma Finance 🟣

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