According to Binance's announcement, Binance Wealth Management has launched a high-yield structured financial product (discounted cryptocurrency purchase) to provide investors with an innovative cryptocurrency asset allocation scheme. Users will have the opportunity to purchase cryptocurrency at prices below the market price or receive fixed annual interest rate rewards based on market trends.

This product is suitable for users who wish to buy cryptocurrency (e.g., BTC, ETH) in the future at a price lower than the current price, and it can automatically set the purchase price and obtain potential returns without continuously monitoring market dynamics.

How Discounted Cryptocurrency Works:
When subscribing to discounted cryptocurrency, users need to set several key parameters: target purchase price, knockout price, annual yield rate (APR), and settlement date.

On the settlement date, one of the following three outcomes will be triggered based on the settlement price:

Scenario One: 100% Principal Buy Cryptocurrency

If the settlement price ≤ target purchase price, the user will buy cryptocurrency at 100% principal according to the target purchase price.

Scenario Two: 50% Principal Buy Cryptocurrency

If the target purchase price < settlement price < knockout price, the user will buy cryptocurrency at 50% principal according to the target purchase price.

Scenario Three: Achieve Knockout Annual Yield

If the settlement price ≥ knockout price, the user will receive the full principal and gain the corresponding annual return (APR).

To celebrate the launch of discounted cryptocurrency purchases, Binance Wealth Management is also launching a limited-time exclusive event:

Event Time: July 29, 2025, 16:00 to August 13, 2025, 07:59 (UTC+8)

During the event, qualified users who subscribe to discounted cryptocurrency on the event page will receive an additional 10% discount based on the selected discount rate after successfully purchasing cryptocurrency.

Users who have a cumulative subscription amount between 10 USDT and 3,000 USDT, and whose settlement date is before the end of the event, will be eligible for rewards.

Event rewards will be calculated based on how much cryptocurrency the user purchases.