How to Transfer Funds out of Margin Account on Binance Website?

1. Log into your Binance account.

2. On the top menu, go to [Wallet] - [Margin].

3. Select [Cross Margin] to transfer assets from your Cross Margin account or choose [Isolated Margin] to transfer assets from an isolated margin account. Then, find the asset you want to transfer and click the [Transfer] button.

4. Select where you want to transfer the funds (e.g., from the Cross Margin to the Fiat and Spot Wallet).

Cross Margin:

• All assets can be transferred out only when Collateral Margin Level > Transfer-Out Collateral Margin Level.
• If Collateral Margin Level ≤ Transfer-Out Collateral Margin Level, the debt will need to be repaid (interest and borrowing) before the asset can be transferred out.
• Maximum Transfer-Out Amount for Cross Margin Account = Total Asset Value - Transfer-Out Collateral Margin Level * (Total Borrowed Amount + Unpaid Interest)
• In order to transfer out all assets, all liabilities must be repaid (interest and borrowing) before the transfer can be made.

Isolated Margin:

• All assets can be transferred out only when Margin Level > Transfer-Out Collateral Margin Level.
• If Margin Level ≤ Transfer-Out Margin Level, the debt will need to be repaid (interest and borrowing) before the asset can be transferred out.
• Maximum Transfer-Out Amount for Isolated Margin Account = Total Asset Value - Transfer-Out Margin Level * (Total Borrowed Amount + Unpaid Interest)
• In order to transfer out all assets, all liabilities must be repaid (interest and borrowing) before the transfer can be made.

For more information, please refer to Binance Margin Level and Risk Control.

Assume that the Transfer-Out Collateral Margin Level of the Cross Margin account is 2. Under the Cross Margin account, your borrowed assets are 1000 USDC and 2 ETH (worth 4,000 USDC), a total of 5,000 USDC. Your unpaid interest is 0.5 BNB, worth 150 USDC.

Situation 1:

• Assume that at this time, your total collateral value of Cross Margin account is worth 8,000 USDC, then your Collateral Margin Level would be: 8,000 / (5,000 + 150) = 1.55 < 2.
• Since 1.55 < Transfer-Out Margin Level, transferring out funds from the Cross Margin account will not be possible at this time.

Alternatively, in order to transfer out, part of the debt will need to be repaid first. Please refer to How to Repay Debts Manually on Binance.

Situation 2:

• Assume that at this time, the total collateral value in your Cross Margin account are worth 20,000 USDC, then your Collateral Margin Level would be: 20,000 / (5,000 + 150) = 3.88 > 2.
• Since 3.88 >Transfer-Out Collateral Margin Level, funds can be transferred from the Cross Margin account, with the maximum transfer-out amount = 20,000 - (2 * (5,000 + 150)) = 9,700 USDC.