The U.S. Federal Reserve has officially lowered the federal funds rate by 0.25%, setting the new target range at 3.75%โ4.00%.
This decision, made during the Oct 28โ29 FOMC meeting, marks the first rate adjustment since early 2024 and reflects the Fedโs response to moderating economic conditions.
โ What the Fed Signaled
โข The economy is showing signs of cooling
โข Inflation has eased compared to earlier levels, but remains a key focus
โข Additional adjustments may be considered if data supports it
โข The next major policy update will come in December 2025
๐ก Market Implications
Rate cuts generally support easier financial conditions, which can influence risk assets across equities, bonds, and the digital-asset market.
However, the Fed emphasized that this is a measured policy shift, not an aggressive easing cycle.
๐ช What It Could Mean for Crypto
While crypto often reacts to broader liquidity trends, the overall impact will depend on upcoming data and the Fedโs tone in December.
Investors are watching closely to see whether financial conditions continue to loosen or remain cautious.
๐ Bottom Line
The market is entering a period of heightened attention to macro signals.
The December meeting may set the tone for early 2026, so staying informed is essential.