A financial advisor warns cryptocurrency holders and XRP

Financial educator Coach JV has released a new video in which he delivered what he described as an “important warning” to his followers.

The video, published on October 23, 2025, serves both as a warning and a reaffirmation of his investment approach. He began by referencing the recent announcement from the blockchain company Kedena, which confirmed the closure of its operations.

For Coach JV, this event symbolizes the volatility of the cryptocurrency sector and reinforces his decision to concentrate his holdings in established digital assets.

He emphasized that, while his message does not constitute financial advice, it is based on his personal research and investment strategy. His tone was one of concern rather than alarm, urging viewers to remain calm, avoid speculation, and prioritize long-term positioning.

The educator explained that the closure of Kedena reflects a broader restructuring of the digital asset market, where the weaker projects are gradually being phased out as regulatory and institutional adoption progresses.

Coach JV stated that he would consolidate his portfolio primarily in XRP, Bitcoin, and Solana, identifying them as his top three investments. He added that by 2030, much of his remaining portfolio would likely be integrated into these assets.

In addition to them, he currently holds positions in XLM, WFI, HBAR, and VeChain. His reasoning focuses on sustainability, liquidity, and regulatory progress. He reiterated a philosophy he has shared for years: first resilience, then regulation, and finally institutional participation.

According to him, the cryptocurrency industry has entered what he calls the "phase of adoption and tokenization," where major financial institutions are integrating blockchain technology into their existing structures. $BTC $XRP $SOL