A mother in Shanghai remitted money to her daughter studying abroad. As soon as the RMB was transferred to the domestic account, the daughter instantly received the equivalent amount in USD abroad—this seemingly convenient "financial expressway" is actually involved in a USDT illegal foreign exchange network worth 6.5 billion yuan.
The secret "matched trading" magic
The criminal gang's tactics are nothing short of perfect:
Collecting RMB domestically to purchase USDT
Selling USDT abroad to pay in foreign currency
Funds have never actually crossed borders
USDT is like an invisible scale, allowing 6.5 billion yuan to flow quietly over three years.
A precision network driven by huge profits
Under the dual temptation of a 1%-3% fee and the spread in buying and selling prices, Yang from abroad and Xu from domestic built a huge network:
Using shell company accounts to transfer funds
Real-time linked operations domestically and abroad
Thinking that one can escape regulation through virtual currency anonymity
The law's heavy hand shatters the "perfect crime"
The case was ultimately classified as illegal business operations. In our country:
All foreign exchange transactions must go through designated institutions
Any profit-making foreign exchange without permission is illegal
The "anonymity" of virtual currency is by no means a protective umbrella
An important warning in the era of digital finance
This case has exposed the dark operations of underground money houses:
Participants may not only lose all their money
But will also face serious legal consequences
Recently, the central bank has upgraded the cross-border capital monitoring system
How should ordinary investors protect themselves?
Resolutely conduct cross-border business through banks and other formal channels
Beware of phrases like "favorable exchange rates" and "instant arrival"
Report any suspicious clues to regulatory authorities immediately
This financial security offensive and defensive battle is still ongoing, and remaining vigilant and choosing legal channels is the strongest line of defense for protecting property safety.
This article is based on the publicly available judgment from the Jing'an District People's Court in Shanghai
