A few days ago, I came across a paid audio program that Sun Yuchen did on Ximalaya in 2016. Many of the viewpoints presented were truly very enlightening.
At the same time, I discovered a disturbing fact: when Sun Yuchen was sharing these viewpoints, he was only 26 years old.
The following is the transcript:
Hello everyone, I am Sun Yuchen, the founder of the Pei Wo APP. I want you to join me on the path to financial freedom. I am waiting for you on the other side of financial freedom.
In fact, our program mainly talks about the revolutionary path to financial freedom. I will repeatedly emphasize that financial freedom itself is primarily a form of spiritual freedom, rather than just having so much money that you can't spend it all.
I personally often tell my employees that a person's money should be so abundant that it can't be spent. In fact, even in Beijing, as long as you don’t buy a house, a car, or get married, I think a monthly salary of ten thousand is already quite a lot; you can’t possibly spend it all.
If it's for me, I am definitely in that poor student state at Peking University; I think a monthly salary of five thousand is already enough. Because renting a house might cost just 1000 a month, and the remaining money is for food. Many companies provide meals; like ours, we should all have dinner provided, so in this case, you really wouldn’t spend much money. Unless you get married and take on a bunch of responsibilities; before that, many people are already in a state where they can't spend all their money.
In this situation, I personally feel that the first thing is spiritual freedom. Spiritual freedom is about finding belonging, knowing what kind of person you are, what kind of career you are willing to fight for, and what you are willing to contribute to that career. There is a sense of identity in your career, and I think this is the core. I have been very troubled by this; the direction is very confusing, and I think that this confusion is the most terrifying. Getting out of this state as soon as possible and choosing a good path is the core. I strongly oppose many young people who haven’t thought about anything, haven’t made a strategy, and directly rush into marriage, treating marriage as a strategy, having children as a strategy, and buying a house as a strategy. Many people haven't really figured out their lives, treating their parents as a strategy, their wives as a strategy, and their children as a strategy, while never treating their own lives, themselves, as a strategy.
Many people may not be doing well on their own, and those who are doing well often place their hopes on their children, but the pressure you put on others is completely unnecessary. Treat yourself as a strategy, think clearly about what you are doing, this is the most important thing, really the most important. From this perspective, financial freedom doesn't mean you have to be very rich to achieve it. First, think clearly about spiritual freedom at this level. In fact, after listening to our class, everyone will know that there are many paths to financial freedom. Moreover, when you achieve financial freedom, you definitely won't be thinking about 'getting rich overnight and retiring'. If you retire, what will you do?
Playing games every day? I believe that as long as you persist for a month, you basically won't be able to continue and will want to return to real life. I feel this is not financial freedom but rather living a retired life in advance.
For example, when we used to have summer vacation, the first month was very exciting, but by the second month, we couldn't wait for school to start. The core reason why the vast majority of hardworking people are not wealthy is that they haven't made a strategy. Many people always feel that strategy is a big word that only companies make; what strategy can a small person make? In fact, it's the opposite; a company might not make a strategy if things aren't that big, but if you don't make a strategy, that's it. Therefore, individuals should make strategies. First, think clearly about what your life is for, why you are doing these things, what benefits these things bring, whether these things align with your original intention, who you are, where you come from, and where you are going. First, clarify those fundamental questions.
We often say, 'Use tactical diligence to cover strategic laziness'; you look very busy every day, but in fact, you haven't accomplished anything, which is the point.
Just like the vast majority of people in China, it seems like they have been implanted with a program that upon graduation, they must rush to buy a car, a house, and get married in a trilogy. The vast majority of people won't reflect on why they need to get married, why they need to buy a car, why they need to buy a house; they just mindlessly execute the program. I think this is very terrifying. Waking up from this program is the primary condition for being wealthy. It's like in the movie (The Matrix), where we need to pull out that thing behind everyone's head to wake them up. Although those who were implanted in the incubators lived very happily, once they woke up, they were chased by computers everywhere and lived terribly. But isn’t this the true essence of human liberation?
Spinoza once said: 'Better to have the freedom of war than the slavery of peace.' Although everyone likes peace and nobody likes war, when this contradiction becomes a relationship between slavery and freedom, any normal person would still prefer the freedom of war. Investing itself is a huge topic, and many people spend a lifetime learning how to invest, including Buffett. But for those of us who want to achieve financial freedom through investment, I feel that there are actually many good options available now.
For example, some very excellent internet companies' stocks, like Tencent's stock price, has never dropped. From an investment perspective, I think at least currently, buying Tencent's stock is completely risk-free. Although I mentioned in my program not to treat buying a house as a strategy, if you have a lot of money, buying a house in Beijing or Shanghai at least won’t be a losing business. But none of these are what I recommend. What I recommend the most is investing in yourself. (This is very similar to what Li Xiaolai said about focusing on your own growth.)
The biggest problem for the vast majority of people is living for their parents, for their wives, for their children, for that car, for that house; no one realizes for a day that they should live for themselves. Living for yourself is not selfish at all, because if a person can't even live for themselves, how can they live for their wife? If my wife tells me, 'Sun Yuchen, I will always live for you,' I would feel very terrified, because if she doesn't even have the ability to live for herself, how could she have the ability to live for me? This is fundamentally impossible.
Therefore, before you invest in other things, even if it's investing in a house in Beijing or stocks in Tencent, you first overlook that you are the one who should be invested in the most. And you definitely know yourself best, which areas you need to improve, and where you need to make breakthroughs in life and career; you know all of these the best. You should put all your time, energy, and money into this. Especially for the vast majority of people born in the '90s and '95s, time and money are very limited.
In this world, apart from buying lottery tickets, there is no possibility of getting rich overnight, so don't think about what to invest in to get rich overnight. When I initially invested in Bitcoin, it wasn't as simple as buying Tencent stocks or a house in Beijing; I was attracted by the characteristics of Bitcoin as a cryptocurrency.
At that time, my career development was to become someone who advocated for Bitcoin to gain legitimacy globally after graduation. Buying Bitcoin for me was more like a vote for my personal beliefs and career. If you are currently working at Tencent and have a positive view of the company, I would certainly suggest you spend all your money to buy the options that Tencent grants you, as that is what you should really buy, because this is not just Tencent's stock; Tencent is your career. I highly encourage young people to join startups to gain stock options from those companies and then buy into those options; you must connect this investment with your own career.
Because a person actually doesn't have much capital, you must combine everything with yourself; I think this is the only way to truly achieve a concentrated advantage in resources and thus succeed. Marriage essentially means choosing your family partner, and this method of choosing a partner is much scarier than selecting partners for a company. Because if the partners chosen by a company cannot reach an agreement, they can still exit. But family partners do not have an exit mechanism; the day you exit means the family is broken. So, from my perspective, this kind of partnership system is a bit perverse. Before two people get married, they should at least live closely together for a year; this is the bottom line.
Now there are many flash marriages; in my view, that's quite amazing and skilled. I think at least you need to live together for a year; at the very least, you can understand whether this person is compatible with you and whether both can remain consistent in the face of significant problems in life. Personally, regarding marriage, I don't see it as a goal; I think if I never get married in my life, it isn't a big sin or an uncompleted task.
Follow@puppies加密朵儿 to avoid getting lost!!!#币安HODLer空投TURTLE #美联储支付创新大会 #市场过度杠杆已被出清 #美国银行业信贷风险 #中文Meme币热潮
