The '9 Major Mindsets of the Poor' researched by Harvard University, hope you don't have:

1. Controlled by Face and Price: Consciously or unconsciously, always being led by external opinions and price tags.

2. Lack of Independent Awareness: Habitually relying on others, lacking the courage to make decisions and bear consequences on your own.

3. Reduced to a Dreamer: Having many ideas but never taking action, always staying in the 'thinking' phase.

4. Habitually Cynical: Being critical of everything, full of negative energy, yet never reflecting on oneself.

5. The Mental 'A Q': Satisfied with the status of 'better than some, worse than others', numbing oneself with the method of spiritual victory.

6. Stubbornly Opinionated, Judging by Feelings: Refusing to learn new knowledge, making judgments solely based on intuition and past experiences.

7. Only Understanding Cost-Cutting, Not Revenue Generation: Everything is based on saving money, yet neglecting the ability to enhance time value and create income.

8. Poverty Stricken, Yet Overindulging Children: Willing to live frugally oneself, but excessively satisfying children materially.

9. Consuming Life in Trivial Matters: Not understanding time management, being entangled in trivial matters all day long, never finding peace.

It can be seen that the real difference lies not in whether one works hard or not, but in the way one works hard.

Most people's efforts rely on the accumulation of time and repetitive labor; while the efforts of the rich are focused on continuously enhancing their core competitiveness and time value.