Ripple CEO: “The Era of Hostile Crypto Regulation in the U.S. Is Over”

At Washington Fintech Week, Ripple CEO Brad Garlinghouse expressed strong optimism about the future of crypto regulation in the U.S.

He stated that regulatory hostility is now a thing of the past, saying that no matter who takes the White House next, the industry won’t return to the restrictive environment it once faced — those days are “a foregone conclusion.”

Garlinghouse highlighted the tough SEC enforcement era under Gary Gensler, during which Ripple battled a long lawsuit. But with the Trump administration’s friendlier stance and even the President joining digital asset discussions, the tone has shifted dramatically.

He believes the hardest days for crypto are behind us, and even future administrations are unlikely to undo the regulatory progress and industry consensus already established.

Garlinghouse didn’t hold back on Wall Street banks, accusing them of using their power to block crypto firms from accessing Federal Reserve master accounts, calling it “hypocritical” and anticompetitive.

The message is clear — a new chapter for U.S. crypto policy has begun.

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