In the past few years of cryptocurrency, BTC has been hailed as 'digital gold'.
But a real problem always exists:
'Besides price increases, what other yields can Bitcoin bring?'
Traditionally, BTC can only earn profits through appreciation.
This has led to massive amounts of funds idling in cold wallets, unable to participate in DeFi and unable to be reused.
The emergence of BounceBit is fundamentally changing this landscape.
It is not another 'yield project'.
Rather, it is a systematic experiment about BTC capital efficiency, CeDeFi models, and the restructuring of financial systems.
CeDeFi framework: A bridge connecting both ends
BounceBit's biggest innovation is proposing the CeDeFi (Centralized + Decentralized Finance) framework.
CeDeFi is not a compromise, but a fusion mechanism:
CeFi provides compliance, custody, liquidity, and institutional security;
DeFi provides transparent, composable, permissionless financial instruments.
The combination of both forms a 'dual-layer financial operating system':
The upper layer is verifiable on-chain strategies;
The lower layer is a regulated off-chain income flow.
BounceBit connects these two parts, allowing BTC to maintain its decentralized attributes while enjoying the yield channels of CeFi.
Dual-token structure: The underlying logic of security and incentives
BounceBit is a dual-token PoS Layer 1 public chain,
Ensuring network security and yield distribution through dual staking of BTC and BB tokens.
BTC (BBTC): A restaking form of real BTC, used to provide basic security and yield foundation.
BB: A network native token used for governance, validation, fuel, and reward distribution.
This mechanism gives BTC's yields a threefold level:
Network layer security pledge rewards;
CeDeFi structured product yields;
The compound returns brought by restaking.
Thus, BTC is no longer a 'passive store of value asset',
Instead, it is a digital financial asset with multiple yield streams.
LCTs: The key to making BTC truly 'yield-bearing'
One of BounceBit's core innovations is Liquidity Custody Tokens (LCTs).
LCTs are launched in collaboration between BounceBit and CEFFU,
Used to bridge on-chain and off-chain yield environments.
The mechanism is very clever:
Users deposit BTC into compliant custodial accounts;
The system issues equivalent LCTs;
Users can use LCTs on-chain to participate in DeFi farming, staking, lending;
At the same time, custodial assets earn yields off-chain in CeFi (such as government bonds, money market funds, etc.).
In this way, the same asset generates yield in two dimensions simultaneously.
This is BounceBit's 'restaking financial engineering':
One BTC, dual yield streams.
This mechanism completely overturns the capital utilization rate of traditional DeFi.
BounceBit Prime: Institutional-level yield channels
If LCTs are the engine of CeDeFi, then BounceBit Prime is the 'turbocharger' of this engine.
Prime is BounceBit's flagship product aimed at institutions and high-net-worth investors.
It collaborates with top asset management institutions such as BlackRock and Franklin Templeton,
Allowing on-chain users to obtain tokenized yield from real-world assets (RWA) in a compliant manner.
These assets include:
Government bond yield pool (providing daily accumulated APY)
Tokenized Money Market
USD² dual-yield stablecoin (on-chain + off-chain yield stacking)
According to BounceBit's public estimation, Prime's annualized yield is in the range of 15%-19%,
And the sources of yield are clear, compliant, and verifiable.
This is not only the 'stable yield' that DeFi investors dream of,
It is also a channel for institutional funds to enter Web3.
CeDeFi yield matrix: From stable to advanced
BounceBit's yield ecosystem can be divided into three layers:
Level Product type Yield range Risk level
Underlying CeDeFi fixed income (BTC/USDT, Dual Investment) 6% - 12%
Middle layer Prime RWA yield pool, USD² dual-yield stablecoin 12% - 19%
Upper layer Restaking strategy pool, DeFi dual mining, Meme restaking 20%+
Through this multilayer yield structure, BounceBit realizes the logic of 'yield curve' in traditional finance.
Users can flexibly allocate among different yield layers based on risk preference.
This makes CeDeFi no longer just a 'speculative model',
Instead, it is a financial ecosystem with real capital management logic.
Compliance + EVM compatibility: The two major supports for institutional trust
Whether institutional funds can enter a particular chain has two bottom lines:
Regulatory compliance, technology compatibility.
BounceBit integrates both.
Compliance aspect:
Collaboration with CEFFU for multi-layer custodial service, ensuring assets are under KYC / AML regulation.
The custodial architecture is similar to that of a custodial banking system, allowing user funds to be traceable, auditable, and verifiable.
Technical aspect:
BounceBit is fully EVM compatible,
This means all Ethereum ecosystem tools, contracts, and protocols can be seamlessly migrated,
Including mainstream protocols such as Aave, Curve, Uniswap, etc.
This structure makes BounceBit the most accessible CeDeFi public chain for institutional funds.
BounceClub: An interface layer between retail and AI finance
In addition to the institutional side, BounceBit has not forgotten retail investors.
Its ecological application BounceClub is an AI-driven smart financial aggregation platform.
BounceClub can automatically aggregate high-yield scenarios such as DeFi, Meme, GameFi,
And automatically configure the optimal yield path for users through intelligent strategies.
You only need to deposit BTC or BB, and the AI engine will automatically execute optimal strategy combinations.
This makes DeFi investment completely 'fool-proof'.
Ultimately, what BounceBit will create is a 'two-layer market':
Upper layer: Institutional participation in RWA, CeDeFi, custodial yields;
Lower layer: Retail users participate in smart investments through BounceClub AI.
This dual-layer ecology provides a true scalable foundation for CeDeFi.
Investment logic: From BTC store of value to BTC yield-bearing
The value of BounceBit lies not only in high yields but also in its reconstruction of BTC's economic structure.
Past:
BTC = Store of value + Speculation
Now:
BTC = Security asset + Yield asset + Collateral asset
This means that BTC holders transition from 'static holding' to 'active yielders'.
Such structural changes are the strongest long-term value drivers of the financial system.
When the CeDeFi model runs on BounceBit,
All token holders will redefine their relationship with BTC.
CeDeFi is not just a new term, but a new order
What BounceBit builds is not just a simple public chain,
But rather a bridge connecting CeFi, DeFi, and RWA for income.
As on-chain finance gradually moves towards the real world,
Who can solve the three major issues of compliance, security, and yield transparency,
Who can become the next financial infrastructure.
BounceBit's answer is CeDeFi.
This is a prototype of a new order and the true starting point for the financialization of BTC.
