Plume (PLUME): Pioneering the Real-World Asset Finance Revolution
1. The Need for Plume: Bridging the RWAfi Gap
While Decentralized Finance (DeFi) has expanded rapidly, it has primarily revolved around digital-native instruments such as stablecoins, synthetic tokens, and perpetual futures. Meanwhile, over 90% of global wealth remains tied to real-world assets (RWAs)—including real estate, infrastructure, private credit, commodities, and carbon markets.
Challenges for bringing RWAs on-chain include:
Legal complexity: RWAs are governed by intricate national laws, custodians, and regulations. Tokenization is ineffective unless enforceability is guaranteed.
Fragmented infrastructure: Custody, attestations, risk management, and yield mechanisms exist in separate silos.
Institutional confidence: Large-scale capital participation requires built-in compliance, insurance, audits, and secure custody.
Plume’s goal: Create a modular, EVM-compatible blockchain where tokenization, compliance, custody, yield generation, and trading are fully integrated.
2. Core Architecture: The Plume Stack
Plume differentiates itself through vertical integration, embedding compliance and tokenization directly into its chain rather than relying on add-ons.
EVM Modular Chain: Fully Solidity-compatible, allowing developers to leverage familiar tools. Includes modules for tokenization, compliance, liquidity, and oracles.
Arc (Tokenization Engine): Facilitates SPV creation, integrates custodians, manages cap tables and documentation, and embeds KYC/AML protocols—serving as the legal and technical backbone.
Nest (Yield Vaults): Provides streamlined access to diversified yields, including private credit, U.S. Treasuries, and carbon credits, via regulated structures.
Compliance & Attestation Primitives: Enables on-chain proof of contracts, custody, and ownership, with hashed legal metadata for enforceability.
SkyLink (Interoperability): Allows RWA tokens to move across blockchains while retaining their legal identity.