#humafinance
Huma Finance is building a decentralized protocol for income-backed financing — essentially bringing salary advances, invoice factoring, and undercollateralized lending on-chain using real-world income streams as collateral. This brings the TradFi world of payroll-based loans and SME financing to Web3, enabling broader DeFi use cases for credit.
No public token yet, but may issue $HUMA in the future for governance, staking, and fee-sharing.
Airdrop speculation has started based on testnet use and integrations.
Why It Matters:
HUMA is tackling the “DeFi 2.5” gap — combining on-chain verification with off-chain income, enabling:


HUMA
0.02804
-0.91%