According to Odaily, JustLendDAO has officially submitted Proposal No. 34, which aims to adjust parameters in the USDJ market. The proposal suggests reducing the collateral factor from 75% to 0% and increasing the reserve factor from 5% to 100%. This adjustment is intended to optimize the platform's risk structure and gradually phase out USDJ market services. Once implemented, USDJ will cease its collateral lending and interest earning functions, while maintaining repayment and withdrawal channels.